Countryplace Mortgage in Texas vs the state
50.0%Denial rate+30.60 pts vs state
85.3%Decision denial rate+60.43 pts vs state
8.6%Origination rate-46.28 pts vs state
8.44%Median rate+1.94 pts vs state
2.40Rate spread (pts)+2.20 pts vs state
$81kMedian applicant income
159Loans originated
925Denied
Trend in Texas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 3,006 | 419 | 54.4% | 7.70% | #64 |
| 2024 | 2,587 | 281 | 49.1% | 8.49% | #75 |
| 2025 | 1,849 | 159 | 50.0% | 8.44% | #108 |
What Countryplace Mortgage lends in Texas
By loan purpose
By loan type
Why it denied Texas applicants
Where in Texas
Counties with the most Countryplace Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Liberty County | 76 | 9 | 35 | 46.1% |
| Brazoria County | 73 | 9 | 43 | 58.9% |
| Montgomery County | 72 | 8 | 20 | 27.8% |
| Ector County | 62 | 4 | 38 | 61.3% |
| Harris County | 53 | 2 | 31 | 58.5% |
| Hunt County | 49 | 2 | 31 | 63.3% |
| Parker County | 44 | 3 | 26 | 59.1% |
| Tarrant County | 43 | 1 | 31 | 72.1% |
| Grayson County | 41 | 0 | 26 | 63.4% |
| Guadalupe County | 35 | 7 | 13 | 37.1% |
Other large lenders in Texas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 56,491 | 11.0% | 6.25% |
| Rocket Mortgage | C | 45,658 | 22.4% | 6.63% |
| 21st Mortgage | F | 37,961 | 45.9% | 9.94% |
| Dhi Mortgage Company | B | 26,348 | 13.5% | 4.50% |
| Lennar Mortgage | A | 21,959 | 20.5% | 4.50% |
| Bank of America | F | 18,008 | 43.0% | 6.24% |
| JPMorgan Chase Bank | B | 16,260 | 9.8% | 6.45% |
| CMG Mortgage | A | 15,978 | 3.9% | 6.50% |
| Vanderbilt Mortgage and Finance | F | 15,683 | 44.7% | 10.50% |
| Triad Financial Services | D | 15,158 | 50.0% | 9.35% |
Frequently asked questions
Texas: 1,849 applications in 2025, of which 159 were originated and 925 denied.
50.0% of all applications, or 85.3% of the applications it actually decided on. The Texas statewide average across all lenders was 19.4%.
The median rate on loans Countryplace Mortgage originated in Texas in 2025 was 8.44%, against a statewide median of 6.50%.
About this data. Figures are Countryplace Mortgage's own HMDA filing for properties located in Texas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology