Find a better mortgage lender

Hunt County, Texas · 2025

Mortgage lenders in Hunt County, TX: denial rates and top lenders (2025)

353 lenders acted on 5,091 mortgage applications for properties in Hunt County in 2025. 20.6% were denied (Texas: 19.4%). Median rate on closed loans 6.50%; median loan $235,000; median property value $295,000.

5.1kApplications
20.6%Denial ratestate 19.4%
6.50%Median ratestate 6.50%
$235,000Median loan
$295,000Median property value

Largest lenders in Hunt County

#LenderGradeApplicationsOriginatedDenial rateMedian rate
1 21st Mortgage F 41984 43.2%9.70%
2 Dhi Mortgage Company B 417285 13.9%4.25%
3 United Shore Financial Services B 241172 15.8%6.25%
4 Rocket Mortgage C 234144 23.5%6.75%
5 Triad Financial Services D 17644 41.5%9.08%
6 The American National Bank of Texas C 11278 8.0%6.88%
7 Freedom Mortgage B 11157 9.0%6.25%
8 Crosscountry Mortgage B 10572 1.9%6.88%
9 Loandepot.Com D 10255 33.3%5.99%
10 Pennymac Loan Services C 9743 15.5%6.25%
11 Newrez D 9738 15.5%6.25%
12 Mortgage Research Center C 8140 13.6%6.19%
13 Highlands Residential Mortgage B 7451 1.4%6.49%
14 Broker Solutions D 7132 2.8%6.75%
15 Bank of America F 6920 44.9%5.99%
16 Credit Union of Texas C 6432 35.9%7.78%
17 Guild Mortgage A 5634 14.3%6.56%
18 Everett Financial C 5439 5.6%6.63%
19 Lennar Mortgage A 5332 34.0%4.25%
20 American Portfolio Mortgage C 5340 3.8%6.63%
21 Countryplace Mortgage F 492 63.3%5.00%
22 Alliance Bank D 4920 34.7%—
23 American Pacific Mortgage C 4738 4.3%6.63%
24 JPMorgan Chase Bank B 4122 12.2%6.56%
25 Vanderbilt Mortgage and Finance F 415 43.9%10.50%

Best approval odds in Hunt County

Lowest decision denial rate among lenders that decided at least 50 applications here in 2025.

#LenderDecidedDecision denial rate
1Highlands Residential Mortgage551.8%
2Crosscountry Mortgage742.7%
3The American National Bank of Texas919.9%
4Freedom Mortgage7513.3%
5Dhi Mortgage Company34716.7%
6United Shore Financial Services21517.7%
7Mortgage Research Center5320.8%
8Pennymac Loan Services6025.0%
9Rocket Mortgage20726.6%
10Newrez5328.3%

What Hunt County borrowers applied for

By loan purpose

Home purchase 3,287 65% · 17.8% denied
Refinance 745 15% · 18.5% denied
Cash-out refinance 617 12% · 24.5% denied
Home improvement 160 3% · 48.1% denied
Other / HELOC 282 6% · 35.5% denied

By loan type

Conventional 3,394 67% · 24.9% denied
FHA 1,124 22% · 13.4% denied
VA 545 11% · 9.7% denied
USDA / RHS 28 1% · 7.1% denied

Why applications were denied

Debt-to-income ratio 311 30%
Credit history 299 29%
Collateral 152 15%
Incomplete application 104 10%
Other 90 9%
Unverifiable information 36 3%
Insufficient cash 27 3%
Employment history 13 1%

Hunt County by year

YearApplicationsOriginatedDenial rateMedian rateMedian loan
20235,0922,86119.2%6.63%$235,000
20245,1312,87320.4%6.63%$235,000
20255,0912,70420.6%6.50%$235,000

Frequently asked questions

20.6% of applications in Hunt County were denied in 2025, against 19.4% statewide in Texas.

21st Mortgage, with 419 applications in 2025 and a denial rate of 43.2%.

The median mortgage application in Hunt County in 2025 was for $235,000; the median property value on originated loans was $295,000.