Alliance Bank in Texas vs the state
22.5%Denial rate+3.09 pts vs state
25.8%Decision denial rate+0.86 pts vs state
48.9%Origination rate-6.03 pts vs state
—Median rate
—Rate spread (pts)
$92kMedian applicant income
128Loans originated
59Denied
Trend in Texas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 302 | 170 | 21.2% | — | #324 |
| 2024 | 224 | 124 | 18.3% | — | #378 |
| 2025 | 262 | 128 | 22.5% | — | #365 |
What Alliance Bank lends in Texas
By loan purpose
By loan type
Where in Texas
Counties with the most Alliance Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Hopkins County | 79 | 42 | 17 | 21.5% |
| Hunt County | 49 | 20 | 17 | 34.7% |
| Franklin County | 38 | 18 | 9 | 23.7% |
| Rockwall County | 13 | 4 | 3 | 23.1% |
| Titus County | 11 | 5 | 2 | 18.2% |
| Collin County | 11 | 8 | 0 | 0.0% |
| Delta County | 8 | 5 | 3 | 37.5% |
| Camp County | 6 | 1 | 2 | 33.3% |
| Wood County | 6 | 3 | 1 | 16.7% |
| Rains County | 5 | 2 | 1 | 20.0% |
Other large lenders in Texas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 56,491 | 11.0% | 6.25% |
| Rocket Mortgage | C | 45,658 | 22.4% | 6.63% |
| 21st Mortgage | F | 37,961 | 45.9% | 9.94% |
| Dhi Mortgage Company | B | 26,348 | 13.5% | 4.50% |
| Lennar Mortgage | A | 21,959 | 20.5% | 4.50% |
| Bank of America | F | 18,008 | 43.0% | 6.24% |
| JPMorgan Chase Bank | B | 16,260 | 9.8% | 6.45% |
| CMG Mortgage | A | 15,978 | 3.9% | 6.50% |
| Vanderbilt Mortgage and Finance | F | 15,683 | 44.7% | 10.50% |
| Triad Financial Services | D | 15,158 | 50.0% | 9.35% |
Frequently asked questions
Texas: 262 applications in 2025, of which 128 were originated and 59 denied.
22.5% of all applications, or 25.8% of the applications it actually decided on. The Texas statewide average across all lenders was 19.4%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are Alliance Bank's own HMDA filing for properties located in Texas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology