The Jacksboro National Bank in Texas vs the state
2.7%Denial rate-16.78 pts vs state
3.1%Decision denial rate-21.81 pts vs state
82.3%Origination rate+27.42 pts vs state
—Median rate
—Rate spread (pts)
$123kMedian applicant income
93Loans originated
3Denied
Trend in Texas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 166 | 143 | 0.6% | — | #450 |
| 2024 | 139 | 127 | 0.0% | — | #482 |
| 2025 | 113 | 93 | 2.7% | — | #531 |
What The Jacksboro National Bank lends in Texas
By loan purpose
By loan type
Why it denied Texas applicants
Where in Texas
Counties with the most The Jacksboro National Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Wichita County | 58 | 48 | 0 | 0.0% |
| Jack County | 11 | 10 | 0 | 0.0% |
| Archer County | 8 | 8 | 0 | 0.0% |
| Montague County | 8 | 6 | 0 | 0.0% |
| Wise County | 7 | 5 | 2 | 28.6% |
| Clay County | 5 | 3 | 1 | 20.0% |
| Palo Pinto County | 4 | 4 | 0 | 0.0% |
| Denton County | 3 | 2 | 0 | 0.0% |
| Young County | 2 | 2 | 0 | 0.0% |
| Cooke County | 1 | 1 | 0 | 0.0% |
Other large lenders in Texas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 56,491 | 11.0% | 6.25% |
| Rocket Mortgage | C | 45,658 | 22.4% | 6.63% |
| 21st Mortgage | F | 37,961 | 45.9% | 9.94% |
| Dhi Mortgage Company | B | 26,348 | 13.5% | 4.50% |
| Lennar Mortgage | A | 21,959 | 20.5% | 4.50% |
| Bank of America | F | 18,008 | 43.0% | 6.24% |
| JPMorgan Chase Bank | B | 16,260 | 9.8% | 6.45% |
| CMG Mortgage | A | 15,978 | 3.9% | 6.50% |
| Vanderbilt Mortgage and Finance | F | 15,683 | 44.7% | 10.50% |
| Triad Financial Services | D | 15,158 | 50.0% | 9.35% |
Frequently asked questions
Texas: 113 applications in 2025, of which 93 were originated and 3 denied.
2.7% of all applications, or 3.1% of the applications it actually decided on. The Texas statewide average across all lenders was 19.4%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are The Jacksboro National Bank's own HMDA filing for properties located in Texas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology