Largest lenders in Archer County
| # | Lender | Grade | Applications | Originated | Denial rate | Median rate |
|---|---|---|---|---|---|---|
| 1 | Union Square Credit Union | B | 29 | 21 | 6.9% | 6.50% |
| 2 | Flat Branch Mortgage | A | 29 | 26 | 0.0% | 6.63% |
| 3 | American National Bank & Trust | A | 29 | 28 | 0.0% | 6.38% |
| 4 | Windthorst Federal Credit Union | – | 23 | 19 | 4.4% | — |
| 5 | Rocket Mortgage | C | 19 | 13 | 21.1% | 6.50% |
| 6 | Texoma Community Credit Union | A | 15 | 14 | 0.0% | 8.00% |
| 7 | United Shore Financial Services | B | 13 | 10 | 0.0% | 6.44% |
| 8 | Mortgage Research Center | C | 12 | 6 | 16.7% | 6.56% |
| 9 | 21st Mortgage | F | 11 | 7 | 18.2% | 8.81% |
| 10 | The Jacksboro National Bank | – | 8 | 8 | 0.0% | — |
| 11 | First National Bank | B | 7 | 5 | 28.6% | 6.63% |
| 12 | Pennymac Loan Services | C | 6 | 3 | 33.3% | 5.38% |
| 13 | Triad Financial Services | D | 6 | 0 | 50.0% | — |
| 14 | Primelending, a Plainscapital | A | 5 | 3 | 0.0% | 6.63% |
What Archer County borrowers applied for
By loan purpose
By loan type
Why applications were denied
Archer County by year
| Year | Applications | Originated | Denial rate | Median rate | Median loan |
|---|---|---|---|---|---|
| 2023 | 230 | 152 | 9.1% | 7.00% | $175,000 |
| 2024 | 240 | 153 | 14.6% | 6.93% | $165,000 |
| 2025 | 290 | 214 | 10.7% | 6.63% | $215,000 |
Frequently asked questions
10.7% of applications in Archer County were denied in 2025, against 19.4% statewide in Texas.
Union Square Credit Union, with 29 applications in 2025 and a denial rate of 6.9%.
The median mortgage application in Archer County in 2025 was for $215,000; the median property value on originated loans was $290,000.