Wright County, Missouri · 2025

Mortgage lenders in Wright County, MO: denial rates and top lenders (2025)

106 lenders acted on 561 mortgage applications for properties in Wright County in 2025. 18.9% were denied (Missouri: 15.1%). Median rate on closed loans 6.63%; median loan $145,000; median property value $235,000.

561Applications
18.9%Denial ratestate 15.1%
6.63%Median ratestate 6.63%
$145,000Median loan
$235,000Median property value

Largest lenders in Wright County

#LenderGradeApplicationsOriginatedDenial rateMedian rate
1 Rocket Mortgage C 3928 18.0%6.69%
2 Flat Branch Mortgage A 3430 0.0%6.50%
3 Mortgage Research Center C 2711 7.4%6.50%
4 Stockmens Bank A 2623 3.9%
5 Vanderbilt Mortgage and Finance F 215 33.3%10.25%
6 DAS Acquisition Company B 2018 0.0%6.56%
7 Legacy Bank & Trust 1711 29.4%
8 Triad Financial Services D 161 43.8%10.76%
9 Broker Solutions D 146 14.3%7.00%
10 HomePride Bank 1310 23.1%
11 Pennymac Loan Services C 126 8.3%5.88%
12 Oakstar Bank A 1212 0.0%7.50%
13 Great Southern Bank C 128 33.3%6.50%
14 Arvest Bank C 1110 0.0%7.25%
15 Southern Bank A 118 0.0%7.38%
16 The Central Trust Bank C 116 9.1%7.38%
17 New Day Financial F 112 9.1%6.74%
18 Freedom Mortgage B 116 0.0%6.38%
19 21st Mortgage F 101 40.0%9.36%
20 Loandepot.Com D 107 10.0%6.50%
21 AmeriSave Mortgage D 91 66.7%6.13%
22 Newrez D 83 25.0%6.63%
23 Tammac Holdings D 80 87.5%
24 Crosscountry Mortgage B 74 0.0%6.37%
25 The Seymour Bank 77 0.0%

What Wright County borrowers applied for

By loan purpose

Home purchase 294 52% · 16.0% denied
Refinance 90 16% · 8.9% denied
Cash-out refinance 93 17% · 29.0% denied
Home improvement 35 6% · 25.7% denied
Other / HELOC 49 9% · 30.6% denied

By loan type

Conventional 368 66% · 21.7% denied
FHA 89 16% · 18.0% denied
VA 85 15% · 11.8% denied
USDA / RHS 19 3% · 0.0% denied

Why applications were denied

Credit history 28 30%
Debt-to-income ratio 24 26%
Collateral 16 17%
Other 11 12%
Incomplete application 8 9%
Unverifiable information 4 4%
Insufficient cash 2 2%
Employment history 1 1%

Wright County by year

YearApplicationsOriginatedDenial rateMedian rateMedian loan
202342823921.0%6.91%$135,000
202447528018.5%6.88%$135,000
202556131918.9%6.63%$145,000

Frequently asked questions

18.9% of applications in Wright County were denied in 2025, against 15.1% statewide in Missouri.

Rocket Mortgage, with 39 applications in 2025 and a denial rate of 18.0%.

The median mortgage application in Wright County in 2025 was for $145,000; the median property value on originated loans was $235,000.