Stockmens Bank · Missouri · 2025

Stockmens Bank in Missouri: approval rate, denial rate and rates (2025)

Stockmens Bank took 148 mortgage applications in Missouri in 2025, ranking #223 of 1,023 lenders active in the state. It originated 84.5% of them and denied 4.7% (5.1% of the applications it decided), against a statewide denial rate of 15.1%.

148Applicationsin MO
5.1%Decision denial ratestate 18.7%
Median ratestate 6.63%
$155,000Median loanstate $175,000
$28MVolume18 counties

Stockmens Bank in Missouri vs the state

4.7%Denial rate-10.34 pts vs state
5.1%Decision denial rate-13.63 pts vs state
84.5%Origination rate+21.80 pts vs state
Median rate
Rate spread (pts)
$90kMedian applicant income
125Loans originated
7Denied

Trend in Missouri

YearApplicationsOriginatedDenial rateMedian rateRank in state
2023896910.1%#249
2024816711.1%#270
20251481254.7%#223

What Stockmens Bank lends in Missouri

By loan purpose

Home purchase 88 59% · 2.3% denied
Refinance 45 30% · 8.9% denied
Home improvement 6 4% · 0.0% denied
Other / HELOC 9 6% · 11.1% denied

By loan type

Conventional 148 100% · 4.7% denied

Where in Missouri

Counties with the most Stockmens Bank applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Webster County 32281 3.1%
Wright County 26231 3.8%
Greene County 23181 4.3%
Ozark County 1181 9.1%
Douglas County 10100 0.0%
Christian County 1091 10.0%
Taney County 880 0.0%
Stone County 650 0.0%
Laclede County 431 25.0%
Texas County 430 0.0%

Other large lenders in Missouri

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 10,46018.4%6.63%
Flat Branch MortgageA 8,9990.9%6.63%
Guild MortgageA 7,3882.5%6.63%
U.S. BankD 7,19032.8%7.63%
The Central Trust BankC 7,0229.7%6.63%
United Shore Financial ServicesB 6,7108.0%6.55%
Communityamerica Credit UnionB 5,84316.8%6.49%
Mortgage Research CenterC 5,73415.6%6.25%
Broker SolutionsD 5,0077.8%6.88%
Commerce BankD 4,90527.2%6.72%

Frequently asked questions

Missouri: 148 applications in 2025, of which 125 were originated and 7 denied.

4.7% of all applications, or 5.1% of the applications it actually decided on. The Missouri statewide average across all lenders was 15.1%.

This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).

About this data. Figures are Stockmens Bank's own HMDA filing for properties located in Missouri, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology