The Seymour Bank in Missouri vs the state
18.1%Denial rate+3.00 pts vs state
18.8%Decision denial rate+0.05 pts vs state
77.1%Origination rate+14.45 pts vs state
—Median rate
—Rate spread (pts)
$69kMedian applicant income
64Loans originated
15Denied
Trend in Missouri
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 113 | 94 | 14.2% | — | #222 |
| 2024 | 94 | 77 | 13.8% | — | #251 |
| 2025 | 83 | 64 | 18.1% | — | #291 |
What The Seymour Bank lends in Missouri
By loan purpose
By loan type
Where in Missouri
Counties with the most The Seymour Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Webster County | 56 | 43 | 10 | 17.9% |
| Christian County | 7 | 5 | 1 | 14.3% |
| Wright County | 7 | 7 | 0 | 0.0% |
| Greene County | 5 | 2 | 3 | 60.0% |
| Douglas County | 5 | 5 | 0 | 0.0% |
| Jasper County | 1 | 1 | 0 | 0.0% |
| Ozark County | 1 | 1 | 0 | 0.0% |
| Dallas County | 1 | 0 | 1 | 100.0% |
Other large lenders in Missouri
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 10,460 | 18.4% | 6.63% |
| Flat Branch Mortgage | A | 8,999 | 0.9% | 6.63% |
| Guild Mortgage | A | 7,388 | 2.5% | 6.63% |
| U.S. Bank | D | 7,190 | 32.8% | 7.63% |
| The Central Trust Bank | C | 7,022 | 9.7% | 6.63% |
| United Shore Financial Services | B | 6,710 | 8.0% | 6.55% |
| Communityamerica Credit Union | B | 5,843 | 16.8% | 6.49% |
| Mortgage Research Center | C | 5,734 | 15.6% | 6.25% |
| Broker Solutions | D | 5,007 | 7.8% | 6.88% |
| Commerce Bank | D | 4,905 | 27.2% | 6.72% |
Frequently asked questions
Missouri: 83 applications in 2025, of which 64 were originated and 15 denied.
18.1% of all applications, or 18.8% of the applications it actually decided on. The Missouri statewide average across all lenders was 15.1%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are The Seymour Bank's own HMDA filing for properties located in Missouri, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology