Bethpage Federal Credit Union in West Virginia vs the state
66.7%Denial rate+45.48 pts vs state
76.9%Decision denial rate+50.26 pts vs state
20.0%Origination rate-34.79 pts vs state
6.50%Median rate-0.12 pts vs state
-0.30Rate spread (pts)-0.70 pts vs state
$90kMedian applicant income
3Loans originated
10Denied
Trend in West Virginia
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 16 | 3 | 68.8% | 6.13% | #201 |
| 2024 | 19 | 8 | 57.9% | 8.37% | #202 |
| 2025 | 15 | 3 | 66.7% | 6.50% | #218 |
What Bethpage Federal Credit Union lends in West Virginia
By loan purpose
By loan type
Why it denied West Virginia applicants
Where in West Virginia
Counties with the most Bethpage Federal Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Kanawha County | 3 | 1 | 2 | 66.7% |
| Raleigh County | 2 | 0 | 1 | 50.0% |
| Jefferson County | 2 | 0 | 2 | 100.0% |
| Jackson County | 2 | 0 | 2 | 100.0% |
| Logan County | 1 | 0 | 1 | 100.0% |
| Berkeley County | 1 | 0 | 0 | 0.0% |
| Lewis County | 1 | 1 | 0 | 0.0% |
| Fayette County | 1 | 0 | 1 | 100.0% |
| Marion County | 1 | 0 | 1 | 100.0% |
| Wayne County | 1 | 1 | 0 | 0.0% |
Other large lenders in West Virginia
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 3,615 | 23.0% | 6.88% |
| Vanderbilt Mortgage and Finance | F | 3,214 | 38.5% | 9.99% |
| City National Bank of West Virginia | C | 2,870 | 25.0% | 6.29% |
| The Huntington National Bank | D | 2,194 | 28.1% | 7.00% |
| Truist Bank | C | 1,776 | 31.1% | 6.63% |
| Loandepot.Com | D | 1,624 | 18.7% | 6.58% |
| Mortgage Research Center | C | 1,592 | 17.4% | 6.25% |
| WesBanco Bank | B | 1,475 | 16.7% | 6.01% |
| Movement Mortgage | A | 1,167 | 5.4% | 6.63% |
| Crosscountry Mortgage | B | 1,140 | 4.0% | 6.58% |
Frequently asked questions
West Virginia: 15 applications in 2025, of which 3 were originated and 10 denied.
66.7% of all applications, or 76.9% of the applications it actually decided on. The West Virginia statewide average across all lenders was 21.2%.
The median rate on loans Bethpage Federal Credit Union originated in West Virginia in 2025 was 6.50%, against a statewide median of 6.62%.
About this data. Figures are Bethpage Federal Credit Union's own HMDA filing for properties located in West Virginia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology