Tyler County, Texas · 2025

Mortgage lenders in Tyler County, TX: denial rates and top lenders (2025)

125 lenders acted on 821 mortgage applications for properties in Tyler County in 2025. 34.6% were denied (Texas: 19.4%). Median rate on closed loans 6.75%; median loan $125,000; median property value $215,000.

821Applications
34.6%Denial ratestate 19.4%
6.75%Median ratestate 6.50%
$125,000Median loan
$215,000Median property value

Largest lenders in Tyler County

#LenderGradeApplicationsOriginatedDenial rateMedian rate
1 21st Mortgage F 15027 44.7%9.94%
2 Triad Financial Services D 919 47.3%8.91%
3 Vanderbilt Mortgage and Finance F 7510 37.3%10.50%
4 Rocket Mortgage C 3620 27.8%6.75%
5 Credit Human Federal Credit Union D 301 90.0%8.40%
6 Mortgage Research Center C 2212 13.6%6.50%
7 United Shore Financial Services B 2014 20.0%6.43%
8 FirstBank C 192 79.0%10.64%
9 Movement Mortgage A 1713 0.0%6.38%
10 Rave Financial Credit Union B 1613 18.8%5.75%
11 Southwest Stage Funding F 152 20.0%8.53%
12 Tammac Holdings D 140 92.9%
13 PNC Bank D 134 30.8%7.97%
14 Loandepot.Com D 134 23.1%6.38%
15 Freedom Mortgage B 115 9.1%6.13%
16 Education First F 115 36.4%
17 Navy Federal Credit Union D 114 27.3%6.19%
18 Unnamed lender 254900V3UIQOTJCM3S60 117 27.3%
19 Broker Solutions D 103 0.0%6.38%
20 Newrez D 90 55.6%
21 CMG Mortgage A 84 0.0%6.44%
22 Stellar Bank D 72 42.9%7.13%
23 Dugood Federal Credit Union D 73 42.9%
24 Lakeview Loan Servicing C 73 28.6%5.75%
25 Citizens State Bank 76 14.3%

Best approval odds in Tyler County

Lowest decision denial rate among lenders that decided at least 50 applications here in 2025.

#LenderDecidedDecision denial rate
1Triad Financial Services9047.8%
221st Mortgage9769.1%

What Tyler County borrowers applied for

By loan purpose

Home purchase 624 76% · 36.1% denied
Refinance 69 8% · 23.2% denied
Cash-out refinance 62 8% · 30.7% denied
Home improvement 28 3% · 32.1% denied
Other / HELOC 38 5% · 39.5% denied

By loan type

Conventional 679 83% · 38.9% denied
FHA 75 9% · 17.3% denied
VA 64 8% · 9.4% denied
USDA / RHS 3 0% · 33.3% denied

Why applications were denied

Credit history 133 49%
Debt-to-income ratio 66 24%
Other 22 8%
Incomplete application 18 7%
Collateral 13 5%
Unverifiable information 13 5%
Insufficient cash 5 2%
Employment history 2 1%

Tyler County by year

YearApplicationsOriginatedDenial rateMedian rateMedian loan
202369623536.8%7.25%$115,000
202473625237.1%6.99%$125,000
202582127134.6%6.75%$125,000

Frequently asked questions

34.6% of applications in Tyler County were denied in 2025, against 19.4% statewide in Texas.

21st Mortgage, with 150 applications in 2025 and a denial rate of 44.7%.

The median mortgage application in Tyler County in 2025 was for $125,000; the median property value on originated loans was $215,000.