Movement Mortgage · Texas · 2025

Movement Mortgage in Texas: approval rate, denial rate and rates (2025)

Movement Mortgage took 3,450 mortgage applications in Texas in 2025, ranking #53 of 1,568 lenders active in the state. It originated 68.6% of them and denied 3.6% (4.2% of the applications it decided), against a statewide denial rate of 19.4%.

3.5kApplicationsin TX
4.2%Decision denial ratestate 24.9%
6.63%Median ratestate 6.50%
$255,000Median loanstate $245,000
$658MVolume129 counties

Movement Mortgage in Texas vs the state

3.6%Denial rate-15.84 pts vs state
4.2%Decision denial rate-20.67 pts vs state
68.6%Origination rate+13.73 pts vs state
6.63%Median rate+0.13 pts vs state
0.42Rate spread (pts)+0.23 pts vs state
$105kMedian applicant income
2,367Loans originated
124Denied

Trend in Texas

YearApplicationsOriginatedDenial rateMedian rateRank in state
20233,3332,2425.5%6.63%#55
20243,2882,2465.6%6.63%#57
20253,4502,3673.6%6.63%#53

What Movement Mortgage lends in Texas

By loan purpose

Home purchase 2,877 83% · 2.9% denied
Refinance 230 7% · 1.7% denied
Cash-out refinance 290 8% · 6.9% denied
Home improvement 20 1% · 45.0% denied
Other / HELOC 33 1% · 27.3% denied

By loan type

Conventional 2,058 60% · 4.1% denied
FHA 995 29% · 2.9% denied
VA 396 11% · 2.5% denied
USDA / RHS 1 0% · 0.0% denied

Why it denied Texas applicants

Debt-to-income ratio 47 38%
Credit history 18 15%
Unverifiable information 16 13%
Other 15 12%
Collateral 14 11%
Insufficient cash 8 6%
Incomplete application 4 3%
Employment history 2 2%

Where in Texas

Counties with the most Movement Mortgage applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
El Paso County 42426122 5.2%
Harris County 38324719 5.0%
Hidalgo County 3552717 2.0%
McLennan County 2101595 2.4%
Montgomery County 1941285 2.6%
Bexar County 18613410 5.4%
Tarrant County 1461048 5.5%
Denton County 135885 3.7%
Fort Bend County 112701 0.9%
Dallas County 111753 2.7%

Other large lenders in Texas

LenderGradeApplicationsDenial rateMedian rate
United Shore Financial ServicesB 56,49111.0%6.25%
Rocket MortgageC 45,65822.4%6.63%
21st MortgageF 37,96145.9%9.94%
Dhi Mortgage CompanyB 26,34813.5%4.50%
Lennar MortgageA 21,95920.5%4.50%
Bank of AmericaF 18,00843.0%6.24%
JPMorgan Chase BankB 16,2609.8%6.45%
CMG MortgageA 15,9783.9%6.50%
Vanderbilt Mortgage and FinanceF 15,68344.7%10.50%
Triad Financial ServicesD 15,15850.0%9.35%

Frequently asked questions

Texas: 3,450 applications in 2025, of which 2,367 were originated and 124 denied.

3.6% of all applications, or 4.2% of the applications it actually decided on. The Texas statewide average across all lenders was 19.4%.

The median rate on loans Movement Mortgage originated in Texas in 2025 was 6.63%, against a statewide median of 6.50%.

About this data. Figures are Movement Mortgage's own HMDA filing for properties located in Texas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology