Largest lenders in San Jacinto County
| # | Lender | Grade | Applications | Originated | Denial rate | Median rate |
|---|---|---|---|---|---|---|
| 1 | 21st Mortgage | F | 259 | 62 | 35.5% | 10.73% |
| 2 | Triad Financial Services | D | 120 | 12 | 49.2% | 9.37% |
| 3 | Vanderbilt Mortgage and Finance | F | 110 | 21 | 41.8% | 9.25% |
| 4 | Rocket Mortgage | C | 88 | 55 | 22.7% | 6.38% |
| 5 | United Shore Financial Services | B | 52 | 41 | 5.8% | 6.44% |
| 6 | Credit Human Federal Credit Union | D | 31 | 1 | 83.9% | 7.50% |
| 7 | Southwest Stage Funding | F | 31 | 13 | 9.7% | 8.55% |
| 8 | Broker Solutions | D | 25 | 18 | 8.0% | 6.93% |
| 9 | Countryplace Mortgage | F | 25 | 4 | 48.0% | 8.54% |
| 10 | Pennymac Loan Services | C | 24 | 12 | 12.5% | 7.00% |
| 11 | FirstBank | C | 20 | 0 | 75.0% | — |
| 12 | CMG Mortgage | A | 20 | 15 | 0.0% | 6.75% |
| 13 | Movement Mortgage | A | 19 | 12 | 0.0% | 6.75% |
| 14 | Newrez | D | 18 | 3 | 5.6% | 6.38% |
| 15 | Navy Federal Credit Union | D | 18 | 9 | 16.7% | 7.50% |
| 16 | Unnamed lender 9845009F0485ED08E927 | – | 16 | 15 | 6.3% | — |
| 17 | Tammac Holdings | D | 16 | 1 | 68.8% | 11.60% |
| 18 | Mortgage Research Center | C | 16 | 7 | 12.5% | 5.88% |
| 19 | Prosperity Bank | D | 16 | 5 | 25.0% | 6.63% |
| 20 | Freedom Mortgage | B | 15 | 8 | 6.7% | 6.25% |
| 21 | Bank of America | F | 14 | 5 | 57.1% | 6.49% |
| 22 | Fairway Independent Mortgage | B | 12 | 8 | 0.0% | 6.56% |
| 23 | Calcon Mutual Mortgage | D | 11 | 2 | 27.3% | 7.37% |
| 24 | Kind Lending | C | 11 | 8 | 18.2% | 6.31% |
| 25 | Loandepot.Com | D | 11 | 5 | 27.3% | 6.25% |
Best approval odds in San Jacinto County
Lowest decision denial rate among lenders that decided at least 50 applications here in 2025.
| # | Lender | Decided | Decision denial rate |
|---|---|---|---|
| 1 | Rocket Mortgage | 79 | 25.3% |
| 2 | Triad Financial Services | 120 | 49.2% |
| 3 | 21st Mortgage | 157 | 58.6% |
| 4 | Vanderbilt Mortgage and Finance | 71 | 64.8% |
What San Jacinto County borrowers applied for
By loan purpose
By loan type
Why applications were denied
San Jacinto County by year
| Year | Applications | Originated | Denial rate | Median rate | Median loan |
|---|---|---|---|---|---|
| 2023 | 1,148 | 433 | 31.4% | 7.20% | $145,000 |
| 2024 | 1,218 | 440 | 32.5% | 7.13% | $145,000 |
| 2025 | 1,390 | 554 | 29.2% | 6.99% | $155,000 |
Frequently asked questions
29.2% of applications in San Jacinto County were denied in 2025, against 19.4% statewide in Texas.
21st Mortgage, with 259 applications in 2025 and a denial rate of 35.5%.
The median mortgage application in San Jacinto County in 2025 was for $155,000; the median property value on originated loans was $255,000.