Burleson County, Texas · 2025

Mortgage lenders in Burleson County, TX: denial rates and top lenders (2025)

141 lenders acted on 957 mortgage applications for properties in Burleson County in 2025. 26.1% were denied (Texas: 19.4%). Median rate on closed loans 6.75%; median loan $165,000; median property value $265,000.

957Applications
26.1%Denial ratestate 19.4%
6.75%Median ratestate 6.50%
$165,000Median loan
$265,000Median property value

Largest lenders in Burleson County

#LenderGradeApplicationsOriginatedDenial rateMedian rate
1 21st Mortgage F 13635 33.1%9.45%
2 Triad Financial Services D 8212 43.9%8.52%
3 Citizens State Bank B 6946 8.7%
4 Vanderbilt Mortgage and Finance F 6113 32.8%10.25%
5 Credit Human Federal Credit Union D 449 65.9%8.10%
6 United Shore Financial Services B 3826 15.8%6.31%
7 Rocket Mortgage C 3018 23.3%6.63%
8 Southwest Stage Funding F 2812 7.1%7.83%
9 Tammac Holdings D 190 73.7%
10 CMG Mortgage A 1815 0.0%6.44%
11 Unnamed lender 549300UK9R93LGQHOV21 A 1715 0.0%5.25%
12 FirstBank C 160 68.8%
13 Newrez D 1610 6.3%6.50%
14 Prosperity Bank D 169 31.3%7.38%
15 Mortgage Research Center C 129 8.3%6.75%
16 Freedom Mortgage B 115 0.0%6.25%
17 First Financial Bank C 118 9.1%6.50%
18 Broker Solutions D 104 30.0%7.31%
19 Greater Texas Federal Credit Union D 104 30.0%6.25%
20 Fairway Independent Mortgage B 96 22.2%6.31%
21 Plaza Home Mortgage C 96 22.2%6.99%
22 Movement Mortgage A 97 0.0%6.50%
23 VeraBank C 97 0.0%5.75%
24 Navy Federal Credit Union D 95 0.0%6.00%
25 Loandepot.Com D 83 62.5%8.38%

Best approval odds in Burleson County

Lowest decision denial rate among lenders that decided at least 50 applications here in 2025.

#LenderDecidedDecision denial rate
1Citizens State Bank5311.3%
2Triad Financial Services8243.9%
321st Mortgage8056.3%

What Burleson County borrowers applied for

By loan purpose

Home purchase 677 71% · 26.9% denied
Refinance 104 11% · 11.5% denied
Cash-out refinance 94 10% · 28.7% denied
Home improvement 36 4% · 41.7% denied
Other / HELOC 46 5% · 30.4% denied

By loan type

Conventional 766 80% · 29.9% denied
FHA 104 11% · 9.6% denied
VA 81 8% · 13.6% denied
USDA / RHS 6 1% · 0.0% denied

Why applications were denied

Credit history 105 44%
Debt-to-income ratio 58 24%
Collateral 24 10%
Other 18 8%
Incomplete application 13 5%
Unverifiable information 12 5%
Insufficient cash 8 3%
Employment history 2 1%

Burleson County by year

YearApplicationsOriginatedDenial rateMedian rateMedian loan
202390036632.1%6.99%$155,000
202485735431.0%6.99%$155,000
202595742026.1%6.75%$165,000

Frequently asked questions

26.1% of applications in Burleson County were denied in 2025, against 19.4% statewide in Texas.

21st Mortgage, with 136 applications in 2025 and a denial rate of 33.1%.

The median mortgage application in Burleson County in 2025 was for $165,000; the median property value on originated loans was $265,000.