Largest lenders in Williamsburg County
| # | Lender | Grade | Applications | Originated | Denial rate | Median rate |
|---|---|---|---|---|---|---|
| 1 | 21st Mortgage | F | 149 | 18 | 50.3% | 10.78% |
| 2 | Vanderbilt Mortgage and Finance | F | 115 | 17 | 45.2% | 10.54% |
| 3 | Triad Financial Services | D | 31 | 5 | 64.5% | 8.13% |
| 4 | Rocket Mortgage | C | 28 | 18 | 17.9% | 6.88% |
| 5 | Southwest Stage Funding | F | 26 | 9 | 11.5% | 7.90% |
| 6 | Tammac Holdings | D | 22 | 1 | 90.9% | 9.70% |
| 7 | First-Citizens Bank & Trust | B | 18 | 12 | 16.7% | 5.99% |
| 8 | United Shore Financial Services | B | 17 | 10 | 11.8% | 6.50% |
| 9 | Pennymac Loan Services | C | 13 | 5 | 23.1% | 6.25% |
| 10 | The Citizens Bank | A | 11 | 11 | 0.0% | — |
| 11 | Newrez | D | 11 | 1 | 45.5% | 8.50% |
| 12 | AmeriSave Mortgage | D | 10 | 0 | 70.0% | — |
| 13 | Mortgage Equity Partners | B | 10 | 8 | 0.0% | 6.13% |
| 14 | Broker Solutions | D | 10 | 2 | 0.0% | 6.81% |
| 15 | Loandepot.Com | D | 10 | 5 | 30.0% | 6.25% |
| 16 | Crosscountry Mortgage | B | 9 | 3 | 22.2% | 6.75% |
| 17 | Mortgage Research Center | C | 9 | 2 | 11.1% | 6.31% |
| 18 | Navy Federal Credit Union | D | 9 | 2 | 66.7% | 6.06% |
| 19 | Servion | B | 7 | 5 | 14.3% | 6.50% |
| 20 | Cardinal Financial Company, Limited Partnership | B | 6 | 4 | 16.7% | 5.81% |
| 21 | New Day Financial | F | 6 | 0 | 33.3% | — |
| 22 | Calcon Mutual Mortgage | D | 6 | 6 | 0.0% | 5.88% |
| 23 | Movement Mortgage | A | 6 | 4 | 16.7% | 6.66% |
| 24 | Bank of America | F | 5 | 1 | 80.0% | 6.49% |
| 25 | First Reliance Bank | A | 5 | 4 | 20.0% | 6.56% |
Best approval odds in Williamsburg County
Lowest decision denial rate among lenders that decided at least 50 applications here in 2025.
| # | Lender | Decided | Decision denial rate |
|---|---|---|---|
| 1 | Vanderbilt Mortgage and Finance | 74 | 70.3% |
| 2 | 21st Mortgage | 99 | 75.8% |
What Williamsburg County borrowers applied for
By loan purpose
By loan type
Why applications were denied
Williamsburg County by year
| Year | Applications | Originated | Denial rate | Median rate | Median loan |
|---|---|---|---|---|---|
| 2023 | 713 | 222 | 40.8% | 7.00% | $115,000 |
| 2024 | 678 | 242 | 35.7% | 7.25% | $125,000 |
| 2025 | 720 | 235 | 35.0% | 6.88% | $125,000 |
Frequently asked questions
35.0% of applications in Williamsburg County were denied in 2025, against 18.3% statewide in South Carolina.
21st Mortgage, with 149 applications in 2025 and a denial rate of 50.3%.
The median mortgage application in Williamsburg County in 2025 was for $125,000; the median property value on originated loans was $185,000.