AmeriSave Mortgage in South Carolina vs the state
57.4%Denial rate+39.10 pts vs state
65.4%Decision denial rate+41.88 pts vs state
29.9%Origination rate-26.75 pts vs state
7.88%Median rate+1.38 pts vs state
2.18Rate spread (pts)+1.96 pts vs state
$68kMedian applicant income
673Loans originated
1,294Denied
Trend in South Carolina
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 2,312 | 345 | 22.3% | 6.25% | #21 |
| 2024 | 2,639 | 460 | 69.1% | 9.25% | #22 |
| 2025 | 2,254 | 673 | 57.4% | 7.88% | #23 |
What AmeriSave Mortgage lends in South Carolina
By loan purpose
By loan type
Why it denied South Carolina applicants
Where in South Carolina
Counties with the most AmeriSave Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Horry County | 249 | 86 | 128 | 51.4% |
| Greenville County | 189 | 64 | 95 | 50.3% |
| Spartanburg County | 163 | 51 | 90 | 55.2% |
| Charleston County | 157 | 48 | 97 | 61.8% |
| Richland County | 155 | 41 | 99 | 63.9% |
| Lexington County | 134 | 46 | 67 | 50.0% |
| York County | 123 | 43 | 64 | 52.0% |
| Berkeley County | 103 | 37 | 49 | 47.6% |
| Aiken County | 102 | 29 | 62 | 60.8% |
| Anderson County | 100 | 33 | 54 | 54.0% |
Other large lenders in South Carolina
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 13,403 | 16.8% | 6.63% |
| Vanderbilt Mortgage and Finance | F | 12,272 | 40.7% | 6.50% |
| United Shore Financial Services | B | 9,236 | 12.8% | 6.13% |
| 21st Mortgage | F | 6,510 | 48.2% | 10.41% |
| Dhi Mortgage Company | B | 6,184 | 17.4% | 4.99% |
| Navy Federal Credit Union | D | 5,424 | 21.2% | 7.50% |
| First-Citizens Bank & Trust | B | 5,399 | 20.9% | 6.38% |
| Freedom Mortgage | B | 5,296 | 7.3% | 6.25% |
| Mortgage Research Center | C | 5,189 | 19.1% | 6.25% |
| Bank of America | F | 5,009 | 33.1% | 6.24% |
Frequently asked questions
South Carolina: 2,254 applications in 2025, of which 673 were originated and 1,294 denied.
57.4% of all applications, or 65.4% of the applications it actually decided on. The South Carolina statewide average across all lenders was 18.3%.
The median rate on loans AmeriSave Mortgage originated in South Carolina in 2025 was 7.88%, against a statewide median of 6.50%.
About this data. Figures are AmeriSave Mortgage's own HMDA filing for properties located in South Carolina, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology