Mortgage Equity Partners in South Carolina vs the state
5.4%Denial rate-12.94 pts vs state
6.6%Decision denial rate-16.91 pts vs state
75.8%Origination rate+19.23 pts vs state
6.50%Median rate0.00 pts vs state
0.35Rate spread (pts)+0.13 pts vs state
$75kMedian applicant income
113Loans originated
8Denied
Trend in South Carolina
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 85 | 61 | 11.8% | 6.38% | #251 |
| 2024 | 109 | 78 | 5.5% | 6.63% | #234 |
| 2025 | 149 | 113 | 5.4% | 6.50% | #210 |
What Mortgage Equity Partners lends in South Carolina
By loan purpose
By loan type
Why it denied South Carolina applicants
Where in South Carolina
Counties with the most Mortgage Equity Partners applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Florence County | 48 | 40 | 4 | 8.3% |
| Clarendon County | 15 | 9 | 1 | 6.7% |
| Sumter County | 12 | 8 | 0 | 0.0% |
| Williamsburg County | 10 | 8 | 0 | 0.0% |
| Beaufort County | 10 | 6 | 1 | 10.0% |
| Darlington County | 7 | 4 | 0 | 0.0% |
| Greenville County | 6 | 5 | 1 | 16.7% |
| Charleston County | 6 | 5 | 0 | 0.0% |
| Horry County | 5 | 4 | 0 | 0.0% |
| Spartanburg County | 4 | 4 | 0 | 0.0% |
Other large lenders in South Carolina
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 13,403 | 16.8% | 6.63% |
| Vanderbilt Mortgage and Finance | F | 12,272 | 40.7% | 6.50% |
| United Shore Financial Services | B | 9,236 | 12.8% | 6.13% |
| 21st Mortgage | F | 6,510 | 48.2% | 10.41% |
| Dhi Mortgage Company | B | 6,184 | 17.4% | 4.99% |
| Navy Federal Credit Union | D | 5,424 | 21.2% | 7.50% |
| First-Citizens Bank & Trust | B | 5,399 | 20.9% | 6.38% |
| Freedom Mortgage | B | 5,296 | 7.3% | 6.25% |
| Mortgage Research Center | C | 5,189 | 19.1% | 6.25% |
| Bank of America | F | 5,009 | 33.1% | 6.24% |
Frequently asked questions
South Carolina: 149 applications in 2025, of which 113 were originated and 8 denied.
5.4% of all applications, or 6.6% of the applications it actually decided on. The South Carolina statewide average across all lenders was 18.3%.
The median rate on loans Mortgage Equity Partners originated in South Carolina in 2025 was 6.50%, against a statewide median of 6.50%.
About this data. Figures are Mortgage Equity Partners's own HMDA filing for properties located in South Carolina, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology