Largest lenders in Clarendon County
| # | Lender | Grade | Applications | Originated | Denial rate | Median rate |
|---|---|---|---|---|---|---|
| 1 | Vanderbilt Mortgage and Finance | F | 106 | 22 | 43.4% | 10.55% |
| 2 | 21st Mortgage | F | 98 | 18 | 43.9% | 10.49% |
| 3 | Rocket Mortgage | C | 54 | 42 | 14.8% | 6.75% |
| 4 | Safe Federal Credit Union | C | 53 | 31 | 24.5% | 6.75% |
| 5 | The Bank Of Clarendon | – | 28 | 28 | 0.0% | — |
| 6 | Mortgage Research Center | C | 27 | 11 | 18.5% | 6.25% |
| 7 | First-Citizens Bank & Trust | B | 23 | 12 | 39.1% | 6.49% |
| 8 | Loandepot.Com | D | 23 | 13 | 30.4% | 6.99% |
| 9 | Broker Solutions | D | 22 | 5 | 9.1% | 7.13% |
| 10 | Dhi Mortgage Company | B | 22 | 13 | 18.2% | 4.50% |
| 11 | Tammac Holdings | D | 21 | 1 | 76.2% | 10.95% |
| 12 | United Shore Financial Services | B | 20 | 15 | 0.0% | 6.13% |
| 13 | Gateway First Bank | B | 20 | 17 | 5.0% | 6.38% |
| 14 | Freedom Mortgage | B | 19 | 8 | 5.3% | 6.19% |
| 15 | Triad Financial Services | D | 19 | 5 | 47.4% | 7.54% |
| 16 | Southwest Stage Funding | F | 19 | 11 | 15.8% | 7.85% |
| 17 | SouthState Bank | B | 18 | 9 | 33.3% | 7.00% |
| 18 | The Citizens Bank | A | 17 | 15 | 0.0% | — |
| 19 | Navy Federal Credit Union | D | 17 | 5 | 41.2% | 6.88% |
| 20 | Pennymac Loan Services | C | 15 | 7 | 13.3% | 6.12% |
| 21 | Mortgage Equity Partners | B | 15 | 9 | 6.7% | 6.63% |
| 22 | Crosscountry Mortgage | B | 14 | 8 | 0.0% | 6.91% |
| 23 | Movement Mortgage | A | 14 | 11 | 0.0% | 6.99% |
| 24 | New Day Financial | F | 13 | 1 | 53.9% | 6.99% |
| 25 | Fairway Independent Mortgage | B | 13 | 7 | 0.0% | 6.63% |
Best approval odds in Clarendon County
Lowest decision denial rate among lenders that decided at least 50 applications here in 2025.
| # | Lender | Decided | Decision denial rate |
|---|---|---|---|
| 1 | Rocket Mortgage | 50 | 16.0% |
| 2 | Vanderbilt Mortgage and Finance | 70 | 65.7% |
| 3 | 21st Mortgage | 63 | 68.3% |
What Clarendon County borrowers applied for
By loan purpose
By loan type
Why applications were denied
Clarendon County by year
| Year | Applications | Originated | Denial rate | Median rate | Median loan |
|---|---|---|---|---|---|
| 2023 | 1,032 | 426 | 30.7% | 6.99% | $135,000 |
| 2024 | 983 | 461 | 27.8% | 7.00% | $155,000 |
| 2025 | 1,075 | 523 | 24.7% | 6.75% | $155,000 |
Frequently asked questions
24.7% of applications in Clarendon County were denied in 2025, against 18.3% statewide in South Carolina.
Vanderbilt Mortgage and Finance, with 106 applications in 2025 and a denial rate of 43.4%.
The median mortgage application in Clarendon County in 2025 was for $155,000; the median property value on originated loans was $245,000.