The Citizens Bank in South Carolina vs the state
1.9%Denial rate-16.37 pts vs state
2.1%Decision denial rate-21.35 pts vs state
89.3%Origination rate+32.71 pts vs state
—Median rate
—Rate spread (pts)
$125kMedian applicant income
184Loans originated
4Denied
Trend in South Carolina
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 257 | 222 | 7.0% | — | #136 |
| 2024 | 244 | 201 | 6.6% | — | #150 |
| 2025 | 206 | 184 | 1.9% | — | #182 |
What The Citizens Bank lends in South Carolina
By loan purpose
By loan type
Where in South Carolina
Counties with the most The Citizens Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Florence County | 50 | 50 | 0 | 0.0% |
| Georgetown County | 37 | 29 | 0 | 0.0% |
| Horry County | 19 | 14 | 2 | 10.5% |
| Darlington County | 18 | 18 | 0 | 0.0% |
| Clarendon County | 17 | 15 | 0 | 0.0% |
| Sumter County | 11 | 10 | 0 | 0.0% |
| Williamsburg County | 11 | 11 | 0 | 0.0% |
| Dorchester County | 9 | 7 | 1 | 11.1% |
| Kershaw County | 7 | 7 | 0 | 0.0% |
| Chesterfield County | 5 | 5 | 0 | 0.0% |
Other large lenders in South Carolina
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 13,403 | 16.8% | 6.63% |
| Vanderbilt Mortgage and Finance | F | 12,272 | 40.7% | 6.50% |
| United Shore Financial Services | B | 9,236 | 12.8% | 6.13% |
| 21st Mortgage | F | 6,510 | 48.2% | 10.41% |
| Dhi Mortgage Company | B | 6,184 | 17.4% | 4.99% |
| Navy Federal Credit Union | D | 5,424 | 21.2% | 7.50% |
| First-Citizens Bank & Trust | B | 5,399 | 20.9% | 6.38% |
| Freedom Mortgage | B | 5,296 | 7.3% | 6.25% |
| Mortgage Research Center | C | 5,189 | 19.1% | 6.25% |
| Bank of America | F | 5,009 | 33.1% | 6.24% |
Frequently asked questions
South Carolina: 206 applications in 2025, of which 184 were originated and 4 denied.
1.9% of all applications, or 2.1% of the applications it actually decided on. The South Carolina statewide average across all lenders was 18.3%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are The Citizens Bank's own HMDA filing for properties located in South Carolina, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology