Calcon Mutual Mortgage in South Carolina vs the state
11.3%Denial rate-6.99 pts vs state
15.9%Decision denial rate-7.58 pts vs state
59.6%Origination rate+2.97 pts vs state
6.13%Median rate-0.38 pts vs state
0.27Rate spread (pts)+0.05 pts vs state
$98kMedian applicant income
342Loans originated
65Denied
Trend in South Carolina
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 187 | 144 | 4.3% | 6.63% | #170 |
| 2024 | 309 | 186 | 6.8% | 6.13% | #122 |
| 2025 | 574 | 342 | 11.3% | 6.13% | #90 |
What Calcon Mutual Mortgage lends in South Carolina
By loan purpose
By loan type
Why it denied South Carolina applicants
Where in South Carolina
Counties with the most Calcon Mutual Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Charleston County | 129 | 82 | 8 | 6.2% |
| Berkeley County | 79 | 56 | 5 | 6.3% |
| Dorchester County | 63 | 40 | 6 | 9.5% |
| Horry County | 49 | 34 | 2 | 4.1% |
| Anderson County | 20 | 11 | 3 | 15.0% |
| York County | 19 | 6 | 4 | 21.1% |
| Spartanburg County | 17 | 4 | 3 | 17.6% |
| Greenville County | 14 | 10 | 2 | 14.3% |
| Lancaster County | 13 | 2 | 5 | 38.5% |
| Colleton County | 13 | 8 | 0 | 0.0% |
Other large lenders in South Carolina
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 13,403 | 16.8% | 6.63% |
| Vanderbilt Mortgage and Finance | F | 12,272 | 40.7% | 6.50% |
| United Shore Financial Services | B | 9,236 | 12.8% | 6.13% |
| 21st Mortgage | F | 6,510 | 48.2% | 10.41% |
| Dhi Mortgage Company | B | 6,184 | 17.4% | 4.99% |
| Navy Federal Credit Union | D | 5,424 | 21.2% | 7.50% |
| First-Citizens Bank & Trust | B | 5,399 | 20.9% | 6.38% |
| Freedom Mortgage | B | 5,296 | 7.3% | 6.25% |
| Mortgage Research Center | C | 5,189 | 19.1% | 6.25% |
| Bank of America | F | 5,009 | 33.1% | 6.24% |
Frequently asked questions
South Carolina: 574 applications in 2025, of which 342 were originated and 65 denied.
11.3% of all applications, or 15.9% of the applications it actually decided on. The South Carolina statewide average across all lenders was 18.3%.
The median rate on loans Calcon Mutual Mortgage originated in South Carolina in 2025 was 6.13%, against a statewide median of 6.50%.
About this data. Figures are Calcon Mutual Mortgage's own HMDA filing for properties located in South Carolina, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology