Largest lenders in Dillon County
| # | Lender | Grade | Applications | Originated | Denial rate | Median rate |
|---|---|---|---|---|---|---|
| 1 | 21st Mortgage | F | 221 | 38 | 52.0% | 10.33% |
| 2 | Vanderbilt Mortgage and Finance | F | 78 | 10 | 43.6% | 10.18% |
| 3 | Alcova Mortgage | A | 58 | 49 | 6.9% | 6.75% |
| 4 | First-Citizens Bank & Trust | B | 40 | 24 | 25.0% | 6.21% |
| 5 | Triad Financial Services | D | 36 | 10 | 52.8% | 8.89% |
| 6 | Anderson Brothers Bank | B | 28 | 24 | 3.6% | — |
| 7 | Rocket Mortgage | C | 27 | 15 | 33.3% | 6.38% |
| 8 | Southwest Stage Funding | F | 24 | 8 | 0.0% | 7.55% |
| 9 | Mortgage Research Center | C | 23 | 9 | 17.4% | 6.25% |
| 10 | United Shore Financial Services | B | 13 | 8 | 23.1% | 6.06% |
| 11 | Broker Solutions | D | 13 | 4 | 7.7% | 7.25% |
| 12 | Crosscountry Mortgage | B | 12 | 2 | 0.0% | 7.19% |
| 13 | Tammac Holdings | D | 11 | 0 | 72.7% | — |
| 14 | Pennymac Loan Services | C | 10 | 4 | 40.0% | 5.81% |
| 15 | Freedom Mortgage | B | 8 | 4 | 0.0% | 6.50% |
| 16 | Loandepot.Com | D | 8 | 2 | 37.5% | 7.25% |
| 17 | New Day Financial | F | 7 | 2 | 14.3% | 6.24% |
| 18 | Fairway Independent Mortgage | B | 7 | 5 | 0.0% | 6.75% |
| 19 | Safe Federal Credit Union | C | 7 | 6 | 14.3% | 6.63% |
| 20 | Bank of America | F | 6 | 2 | 16.7% | 6.50% |
| 21 | Countryplace Mortgage | F | 6 | 1 | 83.3% | 7.94% |
| 22 | Truist Bank | C | 5 | 1 | 60.0% | 5.74% |
| 23 | USAA Federal Savings Bank | C | 5 | 2 | 20.0% | 6.06% |
| 24 | Carrington Mortgage Services | D | 5 | 2 | 20.0% | 6.63% |
| 25 | Mutual of Omaha Mortgage | C | 5 | 1 | 40.0% | 7.63% |
Best approval odds in Dillon County
Lowest decision denial rate among lenders that decided at least 50 applications here in 2025.
| # | Lender | Decided | Decision denial rate |
|---|---|---|---|
| 1 | Alcova Mortgage | 56 | 7.1% |
| 2 | 21st Mortgage | 155 | 74.2% |
What Dillon County borrowers applied for
By loan purpose
By loan type
Why applications were denied
Dillon County by year
| Year | Applications | Originated | Denial rate | Median rate | Median loan |
|---|---|---|---|---|---|
| 2023 | 678 | 236 | 37.5% | 7.13% | $115,000 |
| 2024 | 719 | 267 | 36.0% | 7.13% | $115,000 |
| 2025 | 825 | 315 | 31.8% | 6.81% | $125,000 |
Frequently asked questions
31.8% of applications in Dillon County were denied in 2025, against 18.3% statewide in South Carolina.
21st Mortgage, with 221 applications in 2025 and a denial rate of 52.0%.
The median mortgage application in Dillon County in 2025 was for $125,000; the median property value on originated loans was $185,000.