Countryplace Mortgage in South Carolina vs the state
50.5%Denial rate+32.22 pts vs state
76.2%Decision denial rate+52.72 pts vs state
15.8%Origination rate-40.82 pts vs state
8.09%Median rate+1.59 pts vs state
2.42Rate spread (pts)+2.20 pts vs state
$70kMedian applicant income
15Loans originated
48Denied
Trend in South Carolina
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 411 | 45 | 62.3% | 7.70% | #98 |
| 2024 | 251 | 25 | 47.8% | 8.49% | #148 |
| 2025 | 95 | 15 | 50.5% | 8.09% | #263 |
What Countryplace Mortgage lends in South Carolina
By loan purpose
By loan type
Why it denied South Carolina applicants
Where in South Carolina
Counties with the most Countryplace Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Aiken County | 13 | 5 | 4 | 30.8% |
| Horry County | 11 | 0 | 5 | 45.5% |
| Anderson County | 9 | 0 | 5 | 55.6% |
| Lexington County | 6 | 2 | 4 | 66.7% |
| Dillon County | 6 | 1 | 5 | 83.3% |
| Barnwell County | 6 | 1 | 2 | 33.3% |
| Pickens County | 4 | 1 | 0 | 0.0% |
| Greenville County | 4 | 2 | 1 | 25.0% |
| Darlington County | 3 | 0 | 3 | 100.0% |
| Saluda County | 3 | 1 | 1 | 33.3% |
Other large lenders in South Carolina
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 13,403 | 16.8% | 6.63% |
| Vanderbilt Mortgage and Finance | F | 12,272 | 40.7% | 6.50% |
| United Shore Financial Services | B | 9,236 | 12.8% | 6.13% |
| 21st Mortgage | F | 6,510 | 48.2% | 10.41% |
| Dhi Mortgage Company | B | 6,184 | 17.4% | 4.99% |
| Navy Federal Credit Union | D | 5,424 | 21.2% | 7.50% |
| First-Citizens Bank & Trust | B | 5,399 | 20.9% | 6.38% |
| Freedom Mortgage | B | 5,296 | 7.3% | 6.25% |
| Mortgage Research Center | C | 5,189 | 19.1% | 6.25% |
| Bank of America | F | 5,009 | 33.1% | 6.24% |
Frequently asked questions
South Carolina: 95 applications in 2025, of which 15 were originated and 48 denied.
50.5% of all applications, or 76.2% of the applications it actually decided on. The South Carolina statewide average across all lenders was 18.3%.
The median rate on loans Countryplace Mortgage originated in South Carolina in 2025 was 8.09%, against a statewide median of 6.50%.
About this data. Figures are Countryplace Mortgage's own HMDA filing for properties located in South Carolina, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology