USAA Federal Savings Bank in South Carolina vs the state
26.6%Denial rate+8.26 pts vs state
39.0%Decision denial rate+15.52 pts vs state
40.8%Origination rate-15.77 pts vs state
6.31%Median rate-0.19 pts vs state
-0.17Rate spread (pts)-0.39 pts vs state
$120kMedian applicant income
332Loans originated
216Denied
Trend in South Carolina
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 823 | 373 | 21.4% | 6.25% | #59 |
| 2024 | 835 | 354 | 26.7% | 6.50% | #61 |
| 2025 | 813 | 332 | 26.6% | 6.31% | #71 |
What USAA Federal Savings Bank lends in South Carolina
By loan purpose
By loan type
Why it denied South Carolina applicants
Where in South Carolina
Counties with the most USAA Federal Savings Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Richland County | 107 | 40 | 25 | 23.4% |
| Greenville County | 83 | 34 | 13 | 15.7% |
| Horry County | 64 | 27 | 21 | 32.8% |
| Charleston County | 56 | 16 | 23 | 41.1% |
| Spartanburg County | 52 | 27 | 14 | 26.9% |
| Lexington County | 50 | 21 | 14 | 28.0% |
| Sumter County | 47 | 24 | 6 | 12.8% |
| Dorchester County | 37 | 10 | 11 | 29.7% |
| Aiken County | 35 | 11 | 9 | 25.7% |
| Berkeley County | 30 | 10 | 13 | 43.3% |
Other large lenders in South Carolina
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 13,403 | 16.8% | 6.63% |
| Vanderbilt Mortgage and Finance | F | 12,272 | 40.7% | 6.50% |
| United Shore Financial Services | B | 9,236 | 12.8% | 6.13% |
| 21st Mortgage | F | 6,510 | 48.2% | 10.41% |
| Dhi Mortgage Company | B | 6,184 | 17.4% | 4.99% |
| Navy Federal Credit Union | D | 5,424 | 21.2% | 7.50% |
| First-Citizens Bank & Trust | B | 5,399 | 20.9% | 6.38% |
| Freedom Mortgage | B | 5,296 | 7.3% | 6.25% |
| Mortgage Research Center | C | 5,189 | 19.1% | 6.25% |
| Bank of America | F | 5,009 | 33.1% | 6.24% |
Frequently asked questions
South Carolina: 813 applications in 2025, of which 332 were originated and 216 denied.
26.6% of all applications, or 39.0% of the applications it actually decided on. The South Carolina statewide average across all lenders was 18.3%.
The median rate on loans USAA Federal Savings Bank originated in South Carolina in 2025 was 6.31%, against a statewide median of 6.50%.
About this data. Figures are USAA Federal Savings Bank's own HMDA filing for properties located in South Carolina, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology