Carrington Mortgage Services in South Carolina vs the state
45.7%Denial rate+27.41 pts vs state
55.1%Decision denial rate+31.64 pts vs state
30.3%Origination rate-26.30 pts vs state
6.63%Median rate+0.13 pts vs state
0.71Rate spread (pts)+0.49 pts vs state
$83kMedian applicant income
354Loans originated
534Denied
Trend in South Carolina
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 994 | 289 | 51.1% | 6.63% | #49 |
| 2024 | 939 | 328 | 36.9% | 6.50% | #57 |
| 2025 | 1,168 | 354 | 45.7% | 6.63% | #51 |
What Carrington Mortgage Services lends in South Carolina
By loan purpose
By loan type
Why it denied South Carolina applicants
Where in South Carolina
Counties with the most Carrington Mortgage Services applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Greenville County | 102 | 33 | 44 | 43.1% |
| Richland County | 99 | 25 | 51 | 51.5% |
| Lexington County | 87 | 39 | 30 | 34.5% |
| Berkeley County | 85 | 31 | 37 | 43.5% |
| Spartanburg County | 84 | 32 | 31 | 36.9% |
| Anderson County | 76 | 16 | 40 | 52.6% |
| Dorchester County | 68 | 14 | 39 | 57.4% |
| Horry County | 68 | 21 | 29 | 42.6% |
| York County | 63 | 19 | 33 | 52.4% |
| Charleston County | 54 | 8 | 25 | 46.3% |
Other large lenders in South Carolina
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 13,403 | 16.8% | 6.63% |
| Vanderbilt Mortgage and Finance | F | 12,272 | 40.7% | 6.50% |
| United Shore Financial Services | B | 9,236 | 12.8% | 6.13% |
| 21st Mortgage | F | 6,510 | 48.2% | 10.41% |
| Dhi Mortgage Company | B | 6,184 | 17.4% | 4.99% |
| Navy Federal Credit Union | D | 5,424 | 21.2% | 7.50% |
| First-Citizens Bank & Trust | B | 5,399 | 20.9% | 6.38% |
| Freedom Mortgage | B | 5,296 | 7.3% | 6.25% |
| Mortgage Research Center | C | 5,189 | 19.1% | 6.25% |
| Bank of America | F | 5,009 | 33.1% | 6.24% |
Frequently asked questions
South Carolina: 1,168 applications in 2025, of which 354 were originated and 534 denied.
45.7% of all applications, or 55.1% of the applications it actually decided on. The South Carolina statewide average across all lenders was 18.3%.
The median rate on loans Carrington Mortgage Services originated in South Carolina in 2025 was 6.63%, against a statewide median of 6.50%.
About this data. Figures are Carrington Mortgage Services's own HMDA filing for properties located in South Carolina, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology