Largest lenders in Broadwater County
| # | Lender | Grade | Applications | Originated | Denial rate | Median rate |
|---|---|---|---|---|---|---|
| 1 | Glacier Bank | D | 41 | 31 | 12.2% | 7.40% |
| 2 | Stockman Bank of Montana | B | 36 | 26 | 5.6% | 7.13% |
| 3 | Opportunity Bank of Montana | B | 35 | 21 | 8.6% | 7.00% |
| 4 | Rocket Mortgage | C | 33 | 25 | 21.2% | 6.63% |
| 5 | Evergreen Moneysource Mortgage | B | 21 | 15 | 0.0% | 6.50% |
| 6 | United Shore Financial Services | B | 18 | 14 | 5.6% | 5.98% |
| 7 | Mortgage Research Center | C | 17 | 12 | 0.0% | 6.06% |
| 8 | U.S. Bank | D | 14 | 4 | 71.4% | 6.62% |
| 9 | Guaranteed Rate | B | 13 | 9 | 7.7% | 6.60% |
| 10 | Freedom Mortgage | B | 12 | 6 | 0.0% | 5.75% |
| 11 | Cornerstone Capital Bank | A | 12 | 10 | 0.0% | 6.19% |
| 12 | Broker Solutions | D | 11 | 4 | 9.1% | 6.37% |
| 13 | Kind Lending | C | 10 | 8 | 20.0% | 6.81% |
| 14 | Newrez | D | 9 | 1 | 11.1% | 8.38% |
| 15 | Pennymac Loan Services | C | 7 | 5 | 0.0% | 6.88% |
| 16 | Intrepid Credit Union | – | 7 | 5 | 14.3% | 7.25% |
| 17 | USAA Federal Savings Bank | C | 6 | 2 | 66.7% | 6.25% |
| 18 | Union Home Mortgage | B | 6 | 3 | 16.7% | 6.13% |
| 19 | AmeriSave Mortgage | D | 5 | 1 | 80.0% | 5.00% |
| 20 | Crosscountry Mortgage | B | 5 | 1 | 0.0% | 7.08% |
| 21 | Spring Eq | D | 5 | 0 | 60.0% | — |
| 22 | CMG Mortgage | A | 5 | 4 | 0.0% | 5.69% |
| 23 | Sofi Bank | D | 5 | 3 | 0.0% | 8.19% |
What Broadwater County borrowers applied for
By loan purpose
By loan type
Why applications were denied
Broadwater County by year
| Year | Applications | Originated | Denial rate | Median rate | Median loan |
|---|---|---|---|---|---|
| 2023 | 351 | 218 | 17.7% | 7.00% | $305,000 |
| 2024 | 391 | 236 | 15.6% | 6.99% | $285,000 |
| 2025 | 437 | 264 | 14.4% | 6.63% | $335,000 |
Frequently asked questions
14.4% of applications in Broadwater County were denied in 2025, against 14.8% statewide in Montana.
Glacier Bank, with 41 applications in 2025 and a denial rate of 12.2%.
The median mortgage application in Broadwater County in 2025 was for $335,000; the median property value on originated loans was $575,000.