Stockman Bank of Montana in Montana vs the state
6.3%Denial rate-8.53 pts vs state
7.5%Decision denial rate-11.17 pts vs state
75.0%Origination rate+13.01 pts vs state
6.88%Median rate+0.25 pts vs state
0.18Rate spread (pts)-0.06 pts vs state
$110kMedian applicant income
2,183Loans originated
183Denied
Trend in Montana
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 2,549 | 2,000 | 5.7% | 7.13% | #2 |
| 2024 | 2,589 | 1,994 | 5.7% | 7.00% | #2 |
| 2025 | 2,911 | 2,183 | 6.3% | 6.88% | #2 |
What Stockman Bank of Montana lends in Montana
By loan purpose
By loan type
Why it denied Montana applicants
Where in Montana
Counties with the most Stockman Bank of Montana applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Yellowstone County | 592 | 439 | 35 | 5.9% |
| Cascade County | 503 | 381 | 21 | 4.2% |
| Gallatin County | 350 | 260 | 29 | 8.3% |
| Missoula County | 226 | 171 | 11 | 4.9% |
| Lewis and Clark County | 192 | 154 | 13 | 6.8% |
| Flathead County | 137 | 86 | 20 | 14.6% |
| Custer County | 103 | 84 | 6 | 5.8% |
| Beaverhead County | 90 | 72 | 7 | 7.8% |
| Richland County | 70 | 59 | 2 | 2.9% |
| Ravalli County | 44 | 34 | 3 | 6.8% |
Other large lenders in Montana
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Glacier Bank | D | 3,018 | 16.2% | 7.25% |
| Rocket Mortgage | C | 1,999 | 17.5% | 6.75% |
| United Shore Financial Services | B | 1,857 | 9.2% | 6.25% |
| Opportunity Bank of Montana | B | 1,608 | 9.8% | 6.88% |
| Evergreen Moneysource Mortgage | B | 1,158 | 1.1% | 6.25% |
| U.S. Bank | D | 1,024 | 27.1% | 7.13% |
| First Interstate Bank | D | 987 | 22.9% | 8.25% |
| Mortgage Research Center | C | 940 | 16.7% | 6.13% |
| Crosscountry Mortgage | B | 920 | 5.1% | 6.63% |
| Guaranteed Rate | B | 758 | 6.3% | 6.50% |
Frequently asked questions
Montana: 2,911 applications in 2025, of which 2,183 were originated and 183 denied.
6.3% of all applications, or 7.5% of the applications it actually decided on. The Montana statewide average across all lenders was 14.8%.
The median rate on loans Stockman Bank of Montana originated in Montana in 2025 was 6.88%, against a statewide median of 6.63%.
About this data. Figures are Stockman Bank of Montana's own HMDA filing for properties located in Montana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology