Evergreen Moneysource Mortgage in Montana vs the state
1.1%Denial rate-13.70 pts vs state
1.4%Decision denial rate-17.26 pts vs state
70.5%Origination rate+8.49 pts vs state
6.25%Median rate-0.38 pts vs state
0.15Rate spread (pts)-0.09 pts vs state
$103kMedian applicant income
816Loans originated
13Denied
Trend in Montana
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 18 | 11 | 0.0% | 7.13% | #121 |
| 2024 | 816 | 612 | 2.7% | 6.50% | #8 |
| 2025 | 1,158 | 816 | 1.1% | 6.25% | #6 |
What Evergreen Moneysource Mortgage lends in Montana
By loan purpose
By loan type
Why it denied Montana applicants
Where in Montana
Counties with the most Evergreen Moneysource Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Yellowstone County | 475 | 336 | 5 | 1.1% |
| Lewis and Clark County | 267 | 205 | 1 | 0.4% |
| Cascade County | 98 | 63 | 2 | 2.0% |
| Gallatin County | 78 | 56 | 1 | 1.3% |
| Jefferson County | 32 | 24 | 1 | 3.1% |
| Carbon County | 22 | 14 | 1 | 4.5% |
| Broadwater County | 21 | 15 | 0 | 0.0% |
| Stillwater County | 20 | 13 | 0 | 0.0% |
| Silver Bow County | 17 | 13 | 0 | 0.0% |
| Rosebud County | 17 | 9 | 0 | 0.0% |
Other large lenders in Montana
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Glacier Bank | D | 3,018 | 16.2% | 7.25% |
| Stockman Bank of Montana | B | 2,911 | 6.3% | 6.88% |
| Rocket Mortgage | C | 1,999 | 17.5% | 6.75% |
| United Shore Financial Services | B | 1,857 | 9.2% | 6.25% |
| Opportunity Bank of Montana | B | 1,608 | 9.8% | 6.88% |
| U.S. Bank | D | 1,024 | 27.1% | 7.13% |
| First Interstate Bank | D | 987 | 22.9% | 8.25% |
| Mortgage Research Center | C | 940 | 16.7% | 6.13% |
| Crosscountry Mortgage | B | 920 | 5.1% | 6.63% |
| Guaranteed Rate | B | 758 | 6.3% | 6.50% |
Frequently asked questions
Montana: 1,158 applications in 2025, of which 816 were originated and 13 denied.
1.1% of all applications, or 1.4% of the applications it actually decided on. The Montana statewide average across all lenders was 14.8%.
The median rate on loans Evergreen Moneysource Mortgage originated in Montana in 2025 was 6.25%, against a statewide median of 6.63%.
About this data. Figures are Evergreen Moneysource Mortgage's own HMDA filing for properties located in Montana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology