AmeriSave Mortgage in Montana vs the state
61.6%Denial rate+46.80 pts vs state
68.5%Decision denial rate+49.84 pts vs state
27.6%Origination rate-34.35 pts vs state
8.00%Median rate+1.38 pts vs state
2.36Rate spread (pts)+2.12 pts vs state
$78kMedian applicant income
126Loans originated
281Denied
Trend in Montana
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 380 | 70 | 22.1% | 6.19% | #16 |
| 2024 | 491 | 86 | 67.8% | 9.56% | #16 |
| 2025 | 456 | 126 | 61.6% | 8.00% | #18 |
What AmeriSave Mortgage lends in Montana
By loan purpose
By loan type
Why it denied Montana applicants
Where in Montana
Counties with the most AmeriSave Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Yellowstone County | 73 | 30 | 36 | 49.3% |
| Flathead County | 51 | 15 | 28 | 54.9% |
| Cascade County | 41 | 5 | 32 | 78.0% |
| Missoula County | 36 | 8 | 26 | 72.2% |
| Lewis and Clark County | 28 | 8 | 16 | 57.1% |
| Ravalli County | 27 | 13 | 12 | 44.4% |
| Silver Bow County | 19 | 6 | 9 | 47.4% |
| Gallatin County | 18 | 4 | 12 | 66.7% |
| Sanders County | 16 | 2 | 13 | 81.3% |
| Lincoln County | 13 | 4 | 6 | 46.2% |
Other large lenders in Montana
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Glacier Bank | D | 3,018 | 16.2% | 7.25% |
| Stockman Bank of Montana | B | 2,911 | 6.3% | 6.88% |
| Rocket Mortgage | C | 1,999 | 17.5% | 6.75% |
| United Shore Financial Services | B | 1,857 | 9.2% | 6.25% |
| Opportunity Bank of Montana | B | 1,608 | 9.8% | 6.88% |
| Evergreen Moneysource Mortgage | B | 1,158 | 1.1% | 6.25% |
| U.S. Bank | D | 1,024 | 27.1% | 7.13% |
| First Interstate Bank | D | 987 | 22.9% | 8.25% |
| Mortgage Research Center | C | 940 | 16.7% | 6.13% |
| Crosscountry Mortgage | B | 920 | 5.1% | 6.63% |
Frequently asked questions
Montana: 456 applications in 2025, of which 126 were originated and 281 denied.
61.6% of all applications, or 68.5% of the applications it actually decided on. The Montana statewide average across all lenders was 14.8%.
The median rate on loans AmeriSave Mortgage originated in Montana in 2025 was 8.00%, against a statewide median of 6.63%.
About this data. Figures are AmeriSave Mortgage's own HMDA filing for properties located in Montana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology