Largest lenders in Sanders County
| # | Lender | Grade | Applications | Originated | Denial rate | Median rate |
|---|---|---|---|---|---|---|
| 1 | Glacier Bank | D | 64 | 38 | 18.8% | 7.45% |
| 2 | United Shore Financial Services | B | 25 | 14 | 16.0% | 6.13% |
| 3 | Stockman Bank of Montana | B | 25 | 20 | 12.0% | 7.25% |
| 4 | Mortgage Research Center | C | 18 | 9 | 33.3% | 6.25% |
| 5 | AmeriSave Mortgage | D | 16 | 2 | 81.3% | 6.31% |
| 6 | Rocket Mortgage | C | 16 | 11 | 25.0% | 6.25% |
| 7 | Broker Solutions | D | 14 | 2 | 28.6% | 6.93% |
| 8 | Kind Lending | C | 12 | 11 | 8.3% | 6.88% |
| 9 | Loandepot.Com | D | 12 | 2 | 66.7% | 7.25% |
| 10 | U.S. Bank | D | 11 | 6 | 18.2% | 6.97% |
| 11 | Pennymac Loan Services | C | 10 | 7 | 20.0% | 6.12% |
| 12 | Freedom Mortgage | B | 10 | 2 | 0.0% | 6.00% |
| 13 | Crosscountry Mortgage | B | 8 | 5 | 0.0% | 6.24% |
| 14 | Mountain America Federal Credit Union | D | 6 | 3 | 33.3% | 4.49% |
| 15 | Bank of America | F | 5 | 0 | 80.0% | — |
| 16 | Mutual of Omaha Mortgage | C | 5 | 3 | 20.0% | 6.88% |
| 17 | Lakeview Loan Servicing | C | 5 | 2 | 20.0% | 7.75% |
| 18 | Navy Federal Credit Union | D | 5 | 3 | 20.0% | 7.25% |
Best approval odds in Sanders County
Lowest decision denial rate among lenders that decided at least 50 applications here in 2025.
| # | Lender | Decided | Decision denial rate |
|---|---|---|---|
| 1 | Glacier Bank | 50 | 24.0% |
What Sanders County borrowers applied for
By loan purpose
By loan type
Why applications were denied
Sanders County by year
| Year | Applications | Originated | Denial rate | Median rate | Median loan |
|---|---|---|---|---|---|
| 2023 | 276 | 147 | 21.0% | 7.00% | $205,000 |
| 2024 | 377 | 188 | 28.1% | 6.99% | $215,000 |
| 2025 | 386 | 205 | 22.8% | 6.63% | $255,000 |
Frequently asked questions
22.8% of applications in Sanders County were denied in 2025, against 14.8% statewide in Montana.
Glacier Bank, with 64 applications in 2025 and a denial rate of 18.8%.
The median mortgage application in Sanders County in 2025 was for $255,000; the median property value on originated loans was $515,000.