Mutual of Omaha Mortgage in Montana vs the state
17.3%Denial rate+2.45 pts vs state
23.0%Decision denial rate+4.33 pts vs state
57.3%Origination rate-4.71 pts vs state
6.43%Median rate-0.19 pts vs state
0.15Rate spread (pts)-0.10 pts vs state
$75kMedian applicant income
126Loans originated
38Denied
Trend in Montana
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 122 | 80 | 18.9% | 7.11% | #46 |
| 2024 | 185 | 127 | 15.7% | 6.63% | #45 |
| 2025 | 220 | 126 | 17.3% | 6.43% | #45 |
What Mutual of Omaha Mortgage lends in Montana
By loan purpose
By loan type
Why it denied Montana applicants
Where in Montana
Counties with the most Mutual of Omaha Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Lewis and Clark County | 26 | 15 | 6 | 23.1% |
| Yellowstone County | 25 | 12 | 5 | 20.0% |
| Flathead County | 22 | 15 | 3 | 13.6% |
| Gallatin County | 20 | 14 | 1 | 5.0% |
| Missoula County | 18 | 12 | 2 | 11.1% |
| Ravalli County | 12 | 5 | 3 | 25.0% |
| Cascade County | 11 | 5 | 3 | 27.3% |
| Silver Bow County | 9 | 8 | 1 | 11.1% |
| Park County | 8 | 6 | 1 | 12.5% |
| Lincoln County | 7 | 3 | 1 | 14.3% |
Other large lenders in Montana
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Glacier Bank | D | 3,018 | 16.2% | 7.25% |
| Stockman Bank of Montana | B | 2,911 | 6.3% | 6.88% |
| Rocket Mortgage | C | 1,999 | 17.5% | 6.75% |
| United Shore Financial Services | B | 1,857 | 9.2% | 6.25% |
| Opportunity Bank of Montana | B | 1,608 | 9.8% | 6.88% |
| Evergreen Moneysource Mortgage | B | 1,158 | 1.1% | 6.25% |
| U.S. Bank | D | 1,024 | 27.1% | 7.13% |
| First Interstate Bank | D | 987 | 22.9% | 8.25% |
| Mortgage Research Center | C | 940 | 16.7% | 6.13% |
| Crosscountry Mortgage | B | 920 | 5.1% | 6.63% |
Frequently asked questions
Montana: 220 applications in 2025, of which 126 were originated and 38 denied.
17.3% of all applications, or 23.0% of the applications it actually decided on. The Montana statewide average across all lenders was 14.8%.
The median rate on loans Mutual of Omaha Mortgage originated in Montana in 2025 was 6.43%, against a statewide median of 6.63%.
About this data. Figures are Mutual of Omaha Mortgage's own HMDA filing for properties located in Montana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology