Largest lenders in Park County
| # | Lender | Grade | Applications | Originated | Denial rate | Median rate |
|---|---|---|---|---|---|---|
| 1 | Opportunity Bank of Montana | B | 104 | 68 | 12.5% | 6.44% |
| 2 | First Interstate Bank | D | 46 | 31 | 17.4% | 8.00% |
| 3 | Rocket Mortgage | C | 38 | 32 | 13.2% | 6.50% |
| 4 | Synergy One Lending | C | 28 | 17 | 3.6% | 6.75% |
| 5 | United Shore Financial Services | B | 25 | 16 | 28.0% | 6.60% |
| 6 | Stockman Bank of Montana | B | 23 | 20 | 4.4% | 6.63% |
| 7 | Guaranteed Rate | B | 22 | 12 | 9.1% | 6.46% |
| 8 | Nationstar Mortgage | C | 15 | 10 | 20.0% | 7.81% |
| 9 | GoPrime Mortgage | B | 14 | 13 | 0.0% | 6.75% |
| 10 | Glacier Bank | D | 14 | 8 | 14.3% | 7.42% |
| 11 | Freedom Mortgage | B | 13 | 6 | 15.4% | 6.00% |
| 12 | U.S. Bank | D | 11 | 4 | 45.5% | 6.89% |
| 13 | Newrez | D | 10 | 2 | 20.0% | 6.25% |
| 14 | Broker Solutions | D | 10 | 2 | 0.0% | 6.81% |
| 15 | Cornerstone Capital Bank | A | 10 | 8 | 0.0% | 6.81% |
| 16 | Loandepot.Com | D | 10 | 3 | 40.0% | 7.88% |
| 17 | Figure Lending | C | 10 | 0 | 80.0% | — |
| 18 | Discover Bank | F | 9 | 0 | 66.7% | — |
| 19 | Wells Fargo Bank | B | 9 | 3 | 22.2% | 6.38% |
| 20 | JPMorgan Chase Bank | B | 8 | 4 | 12.5% | 6.25% |
| 21 | Crosscountry Mortgage | B | 8 | 4 | 0.0% | 6.54% |
| 22 | Spring Eq | D | 8 | 1 | 75.0% | 10.83% |
| 23 | Mutual of Omaha Mortgage | C | 8 | 6 | 12.5% | 6.44% |
| 24 | Pennymac Loan Services | C | 7 | 3 | 14.3% | 8.75% |
| 25 | Bank of America | F | 7 | 2 | 28.6% | 5.75% |
Best approval odds in Park County
Lowest decision denial rate among lenders that decided at least 50 applications here in 2025.
| # | Lender | Decided | Decision denial rate |
|---|---|---|---|
| 1 | Opportunity Bank of Montana | 81 | 16.1% |
What Park County borrowers applied for
By loan purpose
By loan type
Why applications were denied
Park County by year
| Year | Applications | Originated | Denial rate | Median rate | Median loan |
|---|---|---|---|---|---|
| 2023 | 519 | 296 | 17.9% | 7.01% | $305,000 |
| 2024 | 556 | 309 | 18.9% | 7.00% | $305,000 |
| 2025 | 636 | 370 | 17.3% | 6.63% | $305,000 |
Frequently asked questions
17.3% of applications in Park County were denied in 2025, against 14.8% statewide in Montana.
Opportunity Bank of Montana, with 104 applications in 2025 and a denial rate of 12.5%.
The median mortgage application in Park County in 2025 was for $305,000; the median property value on originated loans was $585,000.