JPMorgan Chase Bank in Montana vs the state
8.3%Denial rate-6.49 pts vs state
11.1%Decision denial rate-7.59 pts vs state
64.7%Origination rate+2.70 pts vs state
6.38%Median rate-0.25 pts vs state
-0.01Rate spread (pts)-0.25 pts vs state
$150kMedian applicant income
163Loans originated
21Denied
Trend in Montana
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 135 | 91 | 10.4% | 6.63% | #40 |
| 2024 | 170 | 106 | 13.5% | 6.63% | #46 |
| 2025 | 252 | 163 | 8.3% | 6.38% | #38 |
What JPMorgan Chase Bank lends in Montana
By loan purpose
By loan type
Why it denied Montana applicants
Where in Montana
Counties with the most JPMorgan Chase Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Gallatin County | 64 | 40 | 6 | 9.4% |
| Flathead County | 41 | 30 | 3 | 7.3% |
| Yellowstone County | 28 | 15 | 4 | 14.3% |
| Madison County | 24 | 15 | 1 | 4.2% |
| Missoula County | 13 | 8 | 1 | 7.7% |
| Lewis and Clark County | 12 | 8 | 2 | 16.7% |
| Ravalli County | 11 | 9 | 1 | 9.1% |
| Park County | 8 | 4 | 1 | 12.5% |
| Lake County | 7 | 5 | 0 | 0.0% |
| Silver Bow County | 5 | 3 | 0 | 0.0% |
Other large lenders in Montana
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Glacier Bank | D | 3,018 | 16.2% | 7.25% |
| Stockman Bank of Montana | B | 2,911 | 6.3% | 6.88% |
| Rocket Mortgage | C | 1,999 | 17.5% | 6.75% |
| United Shore Financial Services | B | 1,857 | 9.2% | 6.25% |
| Opportunity Bank of Montana | B | 1,608 | 9.8% | 6.88% |
| Evergreen Moneysource Mortgage | B | 1,158 | 1.1% | 6.25% |
| U.S. Bank | D | 1,024 | 27.1% | 7.13% |
| First Interstate Bank | D | 987 | 22.9% | 8.25% |
| Mortgage Research Center | C | 940 | 16.7% | 6.13% |
| Crosscountry Mortgage | B | 920 | 5.1% | 6.63% |
Frequently asked questions
Montana: 252 applications in 2025, of which 163 were originated and 21 denied.
8.3% of all applications, or 11.1% of the applications it actually decided on. The Montana statewide average across all lenders was 14.8%.
The median rate on loans JPMorgan Chase Bank originated in Montana in 2025 was 6.38%, against a statewide median of 6.63%.
About this data. Figures are JPMorgan Chase Bank's own HMDA filing for properties located in Montana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology