Nationstar Mortgage in Montana vs the state
15.2%Denial rate+0.35 pts vs state
18.1%Decision denial rate-0.62 pts vs state
67.2%Origination rate+5.20 pts vs state
7.99%Median rate+1.37 pts vs state
2.48Rate spread (pts)+2.24 pts vs state
$104kMedian applicant income
217Loans originated
49Denied
Trend in Montana
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 123 | 80 | 15.5% | 6.63% | #45 |
| 2024 | 239 | 155 | 17.2% | 7.63% | #33 |
| 2025 | 323 | 217 | 15.2% | 7.99% | #24 |
What Nationstar Mortgage lends in Montana
By loan purpose
By loan type
Why it denied Montana applicants
Where in Montana
Counties with the most Nationstar Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Yellowstone County | 47 | 27 | 10 | 21.3% |
| Gallatin County | 44 | 28 | 1 | 2.3% |
| Flathead County | 39 | 24 | 10 | 25.6% |
| Missoula County | 33 | 26 | 5 | 15.2% |
| Cascade County | 24 | 16 | 2 | 8.3% |
| Lewis and Clark County | 21 | 18 | 2 | 9.5% |
| Park County | 15 | 10 | 3 | 20.0% |
| Ravalli County | 13 | 8 | 2 | 15.4% |
| Silver Bow County | 10 | 7 | 2 | 20.0% |
| Fergus County | 7 | 3 | 2 | 28.6% |
Other large lenders in Montana
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Glacier Bank | D | 3,018 | 16.2% | 7.25% |
| Stockman Bank of Montana | B | 2,911 | 6.3% | 6.88% |
| Rocket Mortgage | C | 1,999 | 17.5% | 6.75% |
| United Shore Financial Services | B | 1,857 | 9.2% | 6.25% |
| Opportunity Bank of Montana | B | 1,608 | 9.8% | 6.88% |
| Evergreen Moneysource Mortgage | B | 1,158 | 1.1% | 6.25% |
| U.S. Bank | D | 1,024 | 27.1% | 7.13% |
| First Interstate Bank | D | 987 | 22.9% | 8.25% |
| Mortgage Research Center | C | 940 | 16.7% | 6.13% |
| Crosscountry Mortgage | B | 920 | 5.1% | 6.63% |
Frequently asked questions
Montana: 323 applications in 2025, of which 217 were originated and 49 denied.
15.2% of all applications, or 18.1% of the applications it actually decided on. The Montana statewide average across all lenders was 14.8%.
The median rate on loans Nationstar Mortgage originated in Montana in 2025 was 7.99%, against a statewide median of 6.63%.
About this data. Figures are Nationstar Mortgage's own HMDA filing for properties located in Montana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology