Largest lenders in Fergus County
| # | Lender | Grade | Applications | Originated | Denial rate | Median rate |
|---|---|---|---|---|---|---|
| 1 | Glacier Bank | D | 81 | 52 | 12.4% | 7.25% |
| 2 | Stockman Bank of Montana | B | 42 | 33 | 2.4% | 6.88% |
| 3 | Rocket Mortgage | C | 24 | 16 | 20.8% | 6.25% |
| 4 | Mortgage Research Center | C | 16 | 9 | 6.3% | 5.99% |
| 5 | Opportunity Bank of Montana | B | 12 | 7 | 8.3% | 6.19% |
| 6 | Lower | C | 10 | 9 | 0.0% | 5.88% |
| 7 | Freedom Mortgage | B | 9 | 5 | 22.2% | 5.88% |
| 8 | AmeriSave Mortgage | D | 7 | 2 | 71.4% | 7.19% |
| 9 | Nationstar Mortgage | C | 7 | 3 | 28.6% | 9.00% |
| 10 | 21st Mortgage | F | 6 | 1 | 50.0% | 9.35% |
| 11 | United Shore Financial Services | B | 6 | 4 | 0.0% | 5.63% |
| 12 | Loandepot.Com | D | 6 | 3 | 50.0% | 6.50% |
| 13 | Spring Eq | D | 5 | 2 | 40.0% | 9.90% |
| 14 | The Federal Savings Bank | C | 5 | 4 | 0.0% | 6.00% |
Best approval odds in Fergus County
Lowest decision denial rate among lenders that decided at least 50 applications here in 2025.
| # | Lender | Decided | Decision denial rate |
|---|---|---|---|
| 1 | Glacier Bank | 62 | 16.1% |
What Fergus County borrowers applied for
By loan purpose
By loan type
Why applications were denied
Fergus County by year
| Year | Applications | Originated | Denial rate | Median rate | Median loan |
|---|---|---|---|---|---|
| 2023 | 266 | 163 | 13.5% | 7.00% | $170,000 |
| 2024 | 276 | 167 | 16.7% | 7.31% | $175,000 |
| 2025 | 326 | 189 | 15.0% | 6.63% | $205,000 |
Frequently asked questions
15.0% of applications in Fergus County were denied in 2025, against 14.8% statewide in Montana.
Glacier Bank, with 81 applications in 2025 and a denial rate of 12.4%.
The median mortgage application in Fergus County in 2025 was for $205,000; the median property value on originated loans was $325,000.