Broker Solutions · Montana · 2025

Broker Solutions in Montana: approval rate, denial rate and rates (2025)

Broker Solutions took 495 mortgage applications in Montana in 2025, ranking #15 of 553 lenders active in the state. It originated 33.5% of them and denied 11.9% (25.4% of the applications it decided), against a statewide denial rate of 14.8%.

495Applicationsin MT
25.4%Decision denial ratestate 18.7%
6.75%Median ratestate 6.63%
$225,000Median loanstate $275,000
$42MVolume49 counties

Broker Solutions in Montana vs the state

11.9%Denial rate-2.90 pts vs state
25.4%Decision denial rate+6.73 pts vs state
33.5%Origination rate-28.44 pts vs state
6.75%Median rate+0.12 pts vs state
0.59Rate spread (pts)+0.35 pts vs state
$82kMedian applicant income
166Loans originated
59Denied

Trend in Montana

YearApplicationsOriginatedDenial rateMedian rateRank in state
20231686313.1%6.88%#36
20243298419.5%7.13%#23
202549516611.9%6.75%#15

What Broker Solutions lends in Montana

By loan purpose

Home purchase 143 29% · 3.5% denied
Refinance 68 14% · 4.4% denied
Cash-out refinance 161 33% · 13.0% denied
Home improvement 48 10% · 20.8% denied
Other / HELOC 75 15% · 26.7% denied

By loan type

Conventional 243 49% · 9.5% denied
FHA 189 38% · 15.9% denied
VA 59 12% · 8.5% denied
USDA / RHS 4 1% · 25.0% denied

Why it denied Montana applicants

Credit history 32 54%
Debt-to-income ratio 6 10%
Incomplete application 6 10%
Collateral 6 10%
Other 5 8%
Unverifiable information 4 7%

Where in Montana

Counties with the most Broker Solutions applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Yellowstone County 107598 7.5%
Lewis and Clark County 39221 2.6%
Cascade County 36102 5.6%
Flathead County 3236 18.8%
Missoula County 3257 21.9%
Silver Bow County 2271 4.5%
Gallatin County 2024 20.0%
Ravalli County 1761 5.9%
Lake County 1642 12.5%
Sanders County 1424 28.6%

Other large lenders in Montana

LenderGradeApplicationsDenial rateMedian rate
Glacier BankD 3,01816.2%7.25%
Stockman Bank of MontanaB 2,9116.3%6.88%
Rocket MortgageC 1,99917.5%6.75%
United Shore Financial ServicesB 1,8579.2%6.25%
Opportunity Bank of MontanaB 1,6089.8%6.88%
Evergreen Moneysource MortgageB 1,1581.1%6.25%
U.S. BankD 1,02427.1%7.13%
First Interstate BankD 98722.9%8.25%
Mortgage Research CenterC 94016.7%6.13%
Crosscountry MortgageB 9205.1%6.63%

Frequently asked questions

Montana: 495 applications in 2025, of which 166 were originated and 59 denied.

11.9% of all applications, or 25.4% of the applications it actually decided on. The Montana statewide average across all lenders was 14.8%.

The median rate on loans Broker Solutions originated in Montana in 2025 was 6.75%, against a statewide median of 6.63%.

About this data. Figures are Broker Solutions's own HMDA filing for properties located in Montana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology