Lakeview Loan Servicing · Montana · 2025

Lakeview Loan Servicing in Montana: approval rate, denial rate and rates (2025)

Lakeview Loan Servicing took 272 mortgage applications in Montana in 2025, ranking #34 of 553 lenders active in the state. It originated 36.8% of them and denied 34.9% (41.3% of the applications it decided), against a statewide denial rate of 14.8%.

272Applicationsin MT
41.3%Decision denial ratestate 18.7%
6.25%Median ratestate 6.63%
$315,000Median loanstate $275,000
$30MVolume28 counties

Lakeview Loan Servicing in Montana vs the state

34.9%Denial rate+20.11 pts vs state
41.3%Decision denial rate+22.60 pts vs state
36.8%Origination rate-25.22 pts vs state
6.25%Median rate-0.38 pts vs state
0.23Rate spread (pts)-0.01 pts vs state
$105kMedian applicant income
100Loans originated
95Denied

Trend in Montana

YearApplicationsOriginatedDenial rateMedian rateRank in state
20231082651.9%6.00%#52
20242237643.1%6.25%#35
202527210034.9%6.25%#34

What Lakeview Loan Servicing lends in Montana

By loan purpose

Home purchase 7 3% · 28.6% denied
Refinance 135 50% · 34.1% denied
Cash-out refinance 57 21% · 36.8% denied
Other / HELOC 73 27% · 35.6% denied

By loan type

Conventional 132 49% · 36.4% denied
FHA 70 26% · 41.4% denied
VA 70 26% · 25.7% denied

Why it denied Montana applicants

Incomplete application 58 61%
Credit history 17 18%
Debt-to-income ratio 13 14%
Other 4 4%
Collateral 3 3%

Where in Montana

Counties with the most Lakeview Loan Servicing applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Flathead County 491320 40.8%
Yellowstone County 462315 32.6%
Gallatin County 351110 28.6%
Cascade County 30118 26.7%
Lewis and Clark County 1758 47.1%
Ravalli County 1357 53.8%
Missoula County 1346 46.2%
Lincoln County 1042 20.0%
Silver Bow County 831 12.5%
Lake County 633 50.0%

Other large lenders in Montana

LenderGradeApplicationsDenial rateMedian rate
Glacier BankD 3,01816.2%7.25%
Stockman Bank of MontanaB 2,9116.3%6.88%
Rocket MortgageC 1,99917.5%6.75%
United Shore Financial ServicesB 1,8579.2%6.25%
Opportunity Bank of MontanaB 1,6089.8%6.88%
Evergreen Moneysource MortgageB 1,1581.1%6.25%
U.S. BankD 1,02427.1%7.13%
First Interstate BankD 98722.9%8.25%
Mortgage Research CenterC 94016.7%6.13%
Crosscountry MortgageB 9205.1%6.63%

Frequently asked questions

Montana: 272 applications in 2025, of which 100 were originated and 95 denied.

34.9% of all applications, or 41.3% of the applications it actually decided on. The Montana statewide average across all lenders was 14.8%.

The median rate on loans Lakeview Loan Servicing originated in Montana in 2025 was 6.25%, against a statewide median of 6.63%.

About this data. Figures are Lakeview Loan Servicing's own HMDA filing for properties located in Montana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology