CMG Mortgage · Montana · 2025

CMG Mortgage in Montana: approval rate, denial rate and rates (2025)

CMG Mortgage took 168 mortgage applications in Montana in 2025, ranking #51 of 553 lenders active in the state. It originated 57.7% of them and denied 8.3% (10.9% of the applications it decided), against a statewide denial rate of 14.8%.

168Applicationsin MT
10.9%Decision denial ratestate 18.7%
6.75%Median ratestate 6.63%
$375,000Median loanstate $275,000
$47MVolume23 counties

CMG Mortgage in Montana vs the state

8.3%Denial rate-6.49 pts vs state
10.9%Decision denial rate-7.76 pts vs state
57.7%Origination rate-4.24 pts vs state
6.75%Median rate+0.13 pts vs state
0.27Rate spread (pts)+0.03 pts vs state
$130kMedian applicant income
97Loans originated
14Denied

Trend in Montana

YearApplicationsOriginatedDenial rateMedian rateRank in state
2023123864.1%7.49%#44
20242811765.3%6.99%#26
2025168978.3%6.75%#51

What CMG Mortgage lends in Montana

By loan purpose

Home purchase 93 55% · 7.5% denied
Refinance 43 26% · 9.3% denied
Cash-out refinance 27 16% · 7.4% denied
Home improvement 1 1% · 0.0% denied
Other / HELOC 4 2% · 25.0% denied

By loan type

Conventional 130 77% · 6.9% denied
FHA 20 12% · 15.0% denied
VA 11 7% · 0.0% denied
USDA / RHS 7 4% · 28.6% denied

Why it denied Montana applicants

Debt-to-income ratio 5 36%
Credit history 3 21%
Employment history 2 14%
Incomplete application 2 14%
Other 1 7%
Unverifiable information 1 7%

Where in Montana

Counties with the most CMG Mortgage applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Yellowstone County 43226 14.0%
Gallatin County 25143 12.0%
Flathead County 17110 0.0%
Missoula County 16120 0.0%
Lewis and Clark County 1491 7.1%
Lake County 851 12.5%
Broadwater County 540 0.0%
Stillwater County 540 0.0%
Silver Bow County 520 0.0%
Beaverhead County 530 0.0%

Other large lenders in Montana

LenderGradeApplicationsDenial rateMedian rate
Glacier BankD 3,01816.2%7.25%
Stockman Bank of MontanaB 2,9116.3%6.88%
Rocket MortgageC 1,99917.5%6.75%
United Shore Financial ServicesB 1,8579.2%6.25%
Opportunity Bank of MontanaB 1,6089.8%6.88%
Evergreen Moneysource MortgageB 1,1581.1%6.25%
U.S. BankD 1,02427.1%7.13%
First Interstate BankD 98722.9%8.25%
Mortgage Research CenterC 94016.7%6.13%
Crosscountry MortgageB 9205.1%6.63%

Frequently asked questions

Montana: 168 applications in 2025, of which 97 were originated and 14 denied.

8.3% of all applications, or 10.9% of the applications it actually decided on. The Montana statewide average across all lenders was 14.8%.

The median rate on loans CMG Mortgage originated in Montana in 2025 was 6.75%, against a statewide median of 6.63%.

About this data. Figures are CMG Mortgage's own HMDA filing for properties located in Montana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology