Largest lenders in Alamosa County
| # | Lender | Grade | Applications | Originated | Denial rate | Median rate |
|---|---|---|---|---|---|---|
| 1 | Rocket Mortgage | C | 54 | 33 | 31.5% | 6.63% |
| 2 | 21st Mortgage | F | 19 | 6 | 42.1% | 8.80% |
| 3 | Guaranteed Rate | B | 19 | 13 | 0.0% | 6.63% |
| 4 | United Shore Financial Services | B | 15 | 9 | 13.3% | 7.00% |
| 5 | Broker Solutions | D | 10 | 2 | 0.0% | 6.25% |
| 6 | Mortgage Research Center | C | 10 | 5 | 20.0% | 6.25% |
| 7 | ENT Credit Union | B | 9 | 4 | 33.3% | 6.81% |
| 8 | Loandepot.Com | D | 9 | 7 | 11.1% | 7.75% |
| 9 | AmeriSave Mortgage | D | 8 | 3 | 62.5% | 9.63% |
| 10 | American Financing | D | 8 | 4 | 12.5% | 6.12% |
| 11 | Credit Union of Colorado, a Federal Credit Union | C | 8 | 4 | 12.5% | 7.38% |
| 12 | Guild Mortgage | A | 7 | 6 | 0.0% | 6.63% |
| 13 | Newrez | D | 6 | 2 | 0.0% | 6.88% |
| 14 | Discover Bank | F | 5 | 1 | 80.0% | 9.84% |
| 15 | NBH Bank | C | 5 | 3 | 20.0% | 6.63% |
| 16 | Flat Branch Mortgage | A | 5 | 5 | 0.0% | 6.13% |
| 17 | Navy Federal Credit Union | D | 5 | 4 | 20.0% | 9.45% |
Best approval odds in Alamosa County
Lowest decision denial rate among lenders that decided at least 50 applications here in 2025.
| # | Lender | Decided | Decision denial rate |
|---|---|---|---|
| 1 | Rocket Mortgage | 52 | 32.7% |
What Alamosa County borrowers applied for
By loan purpose
By loan type
Why applications were denied
Alamosa County by year
| Year | Applications | Originated | Denial rate | Median rate | Median loan |
|---|---|---|---|---|---|
| 2023 | 282 | 123 | 28.0% | 6.99% | $185,000 |
| 2024 | 307 | 139 | 24.4% | 6.75% | $175,000 |
| 2025 | 322 | 166 | 22.1% | 6.63% | $195,000 |
Frequently asked questions
22.1% of applications in Alamosa County were denied in 2025, against 15.6% statewide in Colorado.
Rocket Mortgage, with 54 applications in 2025 and a denial rate of 31.5%.
The median mortgage application in Alamosa County in 2025 was for $195,000; the median property value on originated loans was $315,000.