West Penn Financial Service Center in Pennsylvania vs the state
2.3%Denial rate-16.00 pts vs state
2.6%Decision denial rate-19.63 pts vs state
86.4%Origination rate+25.46 pts vs state
6.50%Median rate-0.13 pts vs state
0.05Rate spread (pts)-0.19 pts vs state
$93kMedian applicant income
528Loans originated
14Denied
Trend in Pennsylvania
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 760 | 651 | 3.7% | 6.50% | #97 |
| 2024 | 716 | 612 | 2.2% | 6.50% | #107 |
| 2025 | 611 | 528 | 2.3% | 6.50% | #137 |
What West Penn Financial Service Center lends in Pennsylvania
By loan purpose
By loan type
Why it denied Pennsylvania applicants
Where in Pennsylvania
Counties with the most West Penn Financial Service Center applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Allegheny County | 296 | 261 | 2 | 0.7% |
| Westmoreland County | 78 | 70 | 3 | 3.8% |
| Butler County | 59 | 49 | 2 | 3.4% |
| Washington County | 47 | 35 | 2 | 4.3% |
| Beaver County | 46 | 43 | 0 | 0.0% |
| Mercer County | 34 | 29 | 1 | 2.9% |
| Lawrence County | 14 | 11 | 1 | 7.1% |
| Fayette County | 12 | 10 | 0 | 0.0% |
| Armstrong County | 10 | 8 | 0 | 0.0% |
| Cambria County | 3 | 2 | 1 | 33.3% |
Other large lenders in Pennsylvania
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 22,411 | 18.6% | 6.75% |
| Citizens Bank | C | 18,256 | 28.1% | 7.65% |
| PNC Bank | D | 18,031 | 20.6% | 6.88% |
| United Shore Financial Services | B | 13,178 | 13.4% | 6.47% |
| Crosscountry Mortgage | B | 11,615 | 3.3% | 6.63% |
| Members 1st | B | 10,863 | 30.9% | 1.99% |
| First National Bank of Pennsylvania | B | 9,542 | 27.8% | 6.49% |
| Police & Fire | C | 8,460 | 34.6% | 6.25% |
| PENNSYLVANIA STATE EMPLOYEES Credit Union | C | 8,308 | 13.7% | 6.64% |
| Pennymac Loan Services | C | 7,900 | 12.6% | 6.50% |
Frequently asked questions
Pennsylvania: 611 applications in 2025, of which 528 were originated and 14 denied.
2.3% of all applications, or 2.6% of the applications it actually decided on. The Pennsylvania statewide average across all lenders was 18.3%.
The median rate on loans West Penn Financial Service Center originated in Pennsylvania in 2025 was 6.50%, against a statewide median of 6.63%.
About this data. Figures are West Penn Financial Service Center's own HMDA filing for properties located in Pennsylvania, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology