United States Senate Federal Credit Union in Pennsylvania vs the state
14.3%Denial rate-4.00 pts vs state
14.3%Decision denial rate-7.92 pts vs state
78.6%Origination rate+17.61 pts vs state
7.50%Median rate+0.88 pts vs state
0.26Rate spread (pts)+0.02 pts vs state
$205kMedian applicant income
11Loans originated
2Denied
Trend in Pennsylvania
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 9 | 6 | 11.1% | 8.25% | #728 |
| 2024 | 9 | 6 | 0.0% | 7.88% | #718 |
| 2025 | 14 | 11 | 14.3% | 7.50% | #646 |
What United States Senate Federal Credit Union lends in Pennsylvania
By loan purpose
By loan type
Why it denied Pennsylvania applicants
Where in Pennsylvania
Counties with the most United States Senate Federal Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Delaware County | 3 | 2 | 0 | 0.0% |
| Bucks County | 2 | 2 | 0 | 0.0% |
| Philadelphia County | 1 | 1 | 0 | 0.0% |
| Berks County | 1 | 1 | 0 | 0.0% |
| Snyder County | 1 | 1 | 0 | 0.0% |
| Lehigh County | 1 | 1 | 0 | 0.0% |
| Chester County | 1 | 1 | 0 | 0.0% |
| Montgomery County | 1 | 1 | 0 | 0.0% |
| Lancaster County | 1 | 0 | 1 | 100.0% |
| Allegheny County | 1 | 0 | 1 | 100.0% |
Other large lenders in Pennsylvania
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 22,411 | 18.6% | 6.75% |
| Citizens Bank | C | 18,256 | 28.1% | 7.65% |
| PNC Bank | D | 18,031 | 20.6% | 6.88% |
| United Shore Financial Services | B | 13,178 | 13.4% | 6.47% |
| Crosscountry Mortgage | B | 11,615 | 3.3% | 6.63% |
| Members 1st | B | 10,863 | 30.9% | 1.99% |
| First National Bank of Pennsylvania | B | 9,542 | 27.8% | 6.49% |
| Police & Fire | C | 8,460 | 34.6% | 6.25% |
| PENNSYLVANIA STATE EMPLOYEES Credit Union | C | 8,308 | 13.7% | 6.64% |
| Pennymac Loan Services | C | 7,900 | 12.6% | 6.50% |
Frequently asked questions
Pennsylvania: 14 applications in 2025, of which 11 were originated and 2 denied.
14.3% of all applications, or 14.3% of the applications it actually decided on. The Pennsylvania statewide average across all lenders was 18.3%.
The median rate on loans United States Senate Federal Credit Union originated in Pennsylvania in 2025 was 7.50%, against a statewide median of 6.63%.
About this data. Figures are United States Senate Federal Credit Union's own HMDA filing for properties located in Pennsylvania, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology