Trumark Financial Credit Union in Pennsylvania vs the state
26.4%Denial rate+8.11 pts vs state
30.5%Decision denial rate+8.33 pts vs state
58.0%Origination rate-2.96 pts vs state
6.74%Median rate+0.12 pts vs state
-0.45Rate spread (pts)-0.69 pts vs state
$129kMedian applicant income
2,241Loans originated
1,020Denied
Trend in Pennsylvania
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 4,038 | 2,211 | 26.5% | 7.49% | #19 |
| 2024 | 3,696 | 2,039 | 25.6% | 7.74% | #26 |
| 2025 | 3,864 | 2,241 | 26.4% | 6.74% | #29 |
What Trumark Financial Credit Union lends in Pennsylvania
By loan purpose
By loan type
Why it denied Pennsylvania applicants
Where in Pennsylvania
Counties with the most Trumark Financial Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Philadelphia County | 1,055 | 492 | 379 | 35.9% |
| Montgomery County | 1,021 | 652 | 224 | 21.9% |
| Bucks County | 804 | 503 | 189 | 23.5% |
| Chester County | 490 | 302 | 102 | 20.8% |
| Delaware County | 362 | 211 | 95 | 26.2% |
| Berks County | 32 | 22 | 7 | 21.9% |
| Lehigh County | 19 | 13 | 4 | 21.1% |
| Lancaster County | 15 | 9 | 4 | 26.7% |
| Carbon County | 12 | 7 | 3 | 25.0% |
| Northampton County | 10 | 6 | 4 | 40.0% |
Other large lenders in Pennsylvania
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 22,411 | 18.6% | 6.75% |
| Citizens Bank | C | 18,256 | 28.1% | 7.65% |
| PNC Bank | D | 18,031 | 20.6% | 6.88% |
| United Shore Financial Services | B | 13,178 | 13.4% | 6.47% |
| Crosscountry Mortgage | B | 11,615 | 3.3% | 6.63% |
| Members 1st | B | 10,863 | 30.9% | 1.99% |
| First National Bank of Pennsylvania | B | 9,542 | 27.8% | 6.49% |
| Police & Fire | C | 8,460 | 34.6% | 6.25% |
| PENNSYLVANIA STATE EMPLOYEES Credit Union | C | 8,308 | 13.7% | 6.64% |
| Pennymac Loan Services | C | 7,900 | 12.6% | 6.50% |
Frequently asked questions
Pennsylvania: 3,864 applications in 2025, of which 2,241 were originated and 1,020 denied.
26.4% of all applications, or 30.5% of the applications it actually decided on. The Pennsylvania statewide average across all lenders was 18.3%.
The median rate on loans Trumark Financial Credit Union originated in Pennsylvania in 2025 was 6.74%, against a statewide median of 6.63%.
About this data. Figures are Trumark Financial Credit Union's own HMDA filing for properties located in Pennsylvania, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology