South River Mortgage in Pennsylvania vs the state
2.0%Denial rate-16.26 pts vs state
4.4%Decision denial rate-17.86 pts vs state
44.6%Origination rate-16.37 pts vs state
8.99%Median rate+2.37 pts vs state
—Rate spread (pts)
$28kMedian applicant income
66Loans originated
3Denied
Trend in Pennsylvania
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 9 | 4 | 11.1% | 9.68% | #718 |
| 2024 | 26 | 26 | 0.0% | 6.77% | #574 |
| 2025 | 148 | 66 | 2.0% | 8.99% | #325 |
What South River Mortgage lends in Pennsylvania
By loan purpose
By loan type
Why it denied Pennsylvania applicants
Where in Pennsylvania
Counties with the most South River Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Philadelphia County | 25 | 10 | 0 | 0.0% |
| Montgomery County | 15 | 4 | 0 | 0.0% |
| Allegheny County | 14 | 7 | 0 | 0.0% |
| Berks County | 9 | 5 | 0 | 0.0% |
| Lehigh County | 7 | 6 | 0 | 0.0% |
| Lancaster County | 7 | 4 | 1 | 14.3% |
| Butler County | 5 | 2 | 0 | 0.0% |
| Monroe County | 4 | 0 | 0 | 0.0% |
| Northampton County | 4 | 2 | 1 | 25.0% |
| Delaware County | 4 | 2 | 0 | 0.0% |
Other large lenders in Pennsylvania
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 22,411 | 18.6% | 6.75% |
| Citizens Bank | C | 18,256 | 28.1% | 7.65% |
| PNC Bank | D | 18,031 | 20.6% | 6.88% |
| United Shore Financial Services | B | 13,178 | 13.4% | 6.47% |
| Crosscountry Mortgage | B | 11,615 | 3.3% | 6.63% |
| Members 1st | B | 10,863 | 30.9% | 1.99% |
| First National Bank of Pennsylvania | B | 9,542 | 27.8% | 6.49% |
| Police & Fire | C | 8,460 | 34.6% | 6.25% |
| PENNSYLVANIA STATE EMPLOYEES Credit Union | C | 8,308 | 13.7% | 6.64% |
| Pennymac Loan Services | C | 7,900 | 12.6% | 6.50% |
Frequently asked questions
Pennsylvania: 148 applications in 2025, of which 66 were originated and 3 denied.
2.0% of all applications, or 4.4% of the applications it actually decided on. The Pennsylvania statewide average across all lenders was 18.3%.
The median rate on loans South River Mortgage originated in Pennsylvania in 2025 was 8.99%, against a statewide median of 6.63%.
About this data. Figures are South River Mortgage's own HMDA filing for properties located in Pennsylvania, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology