Schumacher Mortgage in Pennsylvania vs the state
2.9%Denial rate-15.43 pts vs state
3.6%Decision denial rate-18.64 pts vs state
77.1%Origination rate+16.18 pts vs state
5.63%Median rate-1.00 pts vs state
-0.54Rate spread (pts)-0.78 pts vs state
$171kMedian applicant income
27Loans originated
1Denied
Trend in Pennsylvania
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 47 | 38 | 2.1% | 4.88% | #492 |
| 2024 | 46 | 41 | 2.2% | 5.88% | #489 |
| 2025 | 35 | 27 | 2.9% | 5.63% | #535 |
What Schumacher Mortgage lends in Pennsylvania
By loan purpose
By loan type
Why it denied Pennsylvania applicants
Where in Pennsylvania
Counties with the most Schumacher Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Beaver County | 7 | 6 | 1 | 14.3% |
| Westmoreland County | 6 | 5 | 0 | 0.0% |
| Allegheny County | 3 | 2 | 0 | 0.0% |
| Lawrence County | 3 | 3 | 0 | 0.0% |
| Washington County | 2 | 1 | 0 | 0.0% |
| Butler County | 2 | 1 | 0 | 0.0% |
| Crawford County | 2 | 1 | 0 | 0.0% |
| Jefferson County | 2 | 0 | 0 | 0.0% |
| Indiana County | 1 | 1 | 0 | 0.0% |
| Mercer County | 1 | 1 | 0 | 0.0% |
Other large lenders in Pennsylvania
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 22,411 | 18.6% | 6.75% |
| Citizens Bank | C | 18,256 | 28.1% | 7.65% |
| PNC Bank | D | 18,031 | 20.6% | 6.88% |
| United Shore Financial Services | B | 13,178 | 13.4% | 6.47% |
| Crosscountry Mortgage | B | 11,615 | 3.3% | 6.63% |
| Members 1st | B | 10,863 | 30.9% | 1.99% |
| First National Bank of Pennsylvania | B | 9,542 | 27.8% | 6.49% |
| Police & Fire | C | 8,460 | 34.6% | 6.25% |
| PENNSYLVANIA STATE EMPLOYEES Credit Union | C | 8,308 | 13.7% | 6.64% |
| Pennymac Loan Services | C | 7,900 | 12.6% | 6.50% |
Frequently asked questions
Pennsylvania: 35 applications in 2025, of which 27 were originated and 1 denied.
2.9% of all applications, or 3.6% of the applications it actually decided on. The Pennsylvania statewide average across all lenders was 18.3%.
The median rate on loans Schumacher Mortgage originated in Pennsylvania in 2025 was 5.63%, against a statewide median of 6.63%.
About this data. Figures are Schumacher Mortgage's own HMDA filing for properties located in Pennsylvania, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology