Quorum Federal Credit Union in West Virginia vs the state
31.0%Denial rate+9.84 pts vs state
34.6%Decision denial rate+7.96 pts vs state
31.0%Origination rate-23.76 pts vs state
10.00%Median rate+3.38 pts vs state
3.69Rate spread (pts)+3.29 pts vs state
$105kMedian applicant income
9Loans originated
9Denied
Trend in West Virginia
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 7 | 3 | 42.9% | 10.88% | #280 |
| 2024 | 14 | 10 | 28.6% | 10.50% | #225 |
| 2025 | 29 | 9 | 31.0% | 10.00% | #179 |
What Quorum Federal Credit Union lends in West Virginia
By loan purpose
By loan type
Why it denied West Virginia applicants
Where in West Virginia
Counties with the most Quorum Federal Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Kanawha County | 7 | 2 | 2 | 28.6% |
| Berkeley County | 4 | 2 | 2 | 50.0% |
| Jefferson County | 4 | 1 | 0 | 0.0% |
| Ohio County | 3 | 1 | 0 | 0.0% |
| Jackson County | 3 | 1 | 1 | 33.3% |
| Wood County | 2 | 0 | 1 | 50.0% |
| Mercer County | 1 | 0 | 0 | 0.0% |
| Summers County | 1 | 0 | 1 | 100.0% |
| Morgan County | 1 | 1 | 0 | 0.0% |
| Wayne County | 1 | 0 | 1 | 100.0% |
Other large lenders in West Virginia
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 3,615 | 23.0% | 6.88% |
| Vanderbilt Mortgage and Finance | F | 3,214 | 38.5% | 9.99% |
| City National Bank of West Virginia | C | 2,870 | 25.0% | 6.29% |
| The Huntington National Bank | D | 2,194 | 28.1% | 7.00% |
| Truist Bank | C | 1,776 | 31.1% | 6.63% |
| Loandepot.Com | D | 1,624 | 18.7% | 6.58% |
| Mortgage Research Center | C | 1,592 | 17.4% | 6.25% |
| WesBanco Bank | B | 1,475 | 16.7% | 6.01% |
| Movement Mortgage | A | 1,167 | 5.4% | 6.63% |
| Crosscountry Mortgage | B | 1,140 | 4.0% | 6.58% |
Frequently asked questions
West Virginia: 29 applications in 2025, of which 9 were originated and 9 denied.
31.0% of all applications, or 34.6% of the applications it actually decided on. The West Virginia statewide average across all lenders was 21.2%.
The median rate on loans Quorum Federal Credit Union originated in West Virginia in 2025 was 10.00%, against a statewide median of 6.62%.
About this data. Figures are Quorum Federal Credit Union's own HMDA filing for properties located in West Virginia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology