Network Capital Funding in Pennsylvania vs the state
11.1%Denial rate-7.18 pts vs state
43.8%Decision denial rate+21.54 pts vs state
14.3%Origination rate-46.67 pts vs state
6.00%Median rate-0.63 pts vs state
0.14Rate spread (pts)-0.10 pts vs state
$94kMedian applicant income
9Loans originated
7Denied
Trend in Pennsylvania
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 426 | 25 | 33.6% | 6.75% | #158 |
| 2024 | 227 | 18 | 25.6% | 6.06% | #251 |
| 2025 | 63 | 9 | 11.1% | 6.00% | #451 |
What Network Capital Funding lends in Pennsylvania
By loan purpose
By loan type
Why it denied Pennsylvania applicants
Where in Pennsylvania
Counties with the most Network Capital Funding applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Philadelphia County | 14 | 0 | 0 | 0.0% |
| Montgomery County | 5 | 0 | 0 | 0.0% |
| Delaware County | 5 | 2 | 1 | 20.0% |
| Lancaster County | 4 | 2 | 0 | 0.0% |
| Cambria County | 3 | 0 | 0 | 0.0% |
| Bucks County | 3 | 1 | 1 | 33.3% |
| Chester County | 3 | 0 | 0 | 0.0% |
| Monroe County | 3 | 1 | 0 | 0.0% |
| Allegheny County | 3 | 1 | 0 | 0.0% |
| Berks County | 3 | 0 | 0 | 0.0% |
Other large lenders in Pennsylvania
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 22,411 | 18.6% | 6.75% |
| Citizens Bank | C | 18,256 | 28.1% | 7.65% |
| PNC Bank | D | 18,031 | 20.6% | 6.88% |
| United Shore Financial Services | B | 13,178 | 13.4% | 6.47% |
| Crosscountry Mortgage | B | 11,615 | 3.3% | 6.63% |
| Members 1st | B | 10,863 | 30.9% | 1.99% |
| First National Bank of Pennsylvania | B | 9,542 | 27.8% | 6.49% |
| Police & Fire | C | 8,460 | 34.6% | 6.25% |
| PENNSYLVANIA STATE EMPLOYEES Credit Union | C | 8,308 | 13.7% | 6.64% |
| Pennymac Loan Services | C | 7,900 | 12.6% | 6.50% |
Frequently asked questions
Pennsylvania: 63 applications in 2025, of which 9 were originated and 7 denied.
11.1% of all applications, or 43.8% of the applications it actually decided on. The Pennsylvania statewide average across all lenders was 18.3%.
The median rate on loans Network Capital Funding originated in Pennsylvania in 2025 was 6.00%, against a statewide median of 6.63%.
About this data. Figures are Network Capital Funding's own HMDA filing for properties located in Pennsylvania, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology