Longbridge Financial in West Virginia vs the state
17.7%Denial rate-3.54 pts vs state
23.1%Decision denial rate-3.58 pts vs state
41.2%Origination rate-13.61 pts vs state
6.13%Median rate-0.50 pts vs state
—Rate spread (pts)
$26kMedian applicant income
7Loans originated
3Denied
What Longbridge Financial lends in West Virginia
By loan purpose
By loan type
Why it denied West Virginia applicants
Where in West Virginia
Counties with the most Longbridge Financial applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Berkeley County | 3 | 0 | 1 | 33.3% |
| Hampshire County | 2 | 1 | 0 | 0.0% |
| Kanawha County | 2 | 1 | 0 | 0.0% |
| Braxton County | 1 | 0 | 0 | 0.0% |
| Logan County | 1 | 0 | 0 | 0.0% |
| Monroe County | 1 | 1 | 0 | 0.0% |
| Wood County | 1 | 0 | 1 | 100.0% |
| Cabell County | 1 | 1 | 0 | 0.0% |
| Jefferson County | 1 | 1 | 0 | 0.0% |
| Preston County | 1 | 0 | 0 | 0.0% |
Other large lenders in West Virginia
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 3,615 | 23.0% | 6.88% |
| Vanderbilt Mortgage and Finance | F | 3,214 | 38.5% | 9.99% |
| City National Bank of West Virginia | C | 2,870 | 25.0% | 6.29% |
| The Huntington National Bank | D | 2,194 | 28.1% | 7.00% |
| Truist Bank | C | 1,776 | 31.1% | 6.63% |
| Loandepot.Com | D | 1,624 | 18.7% | 6.58% |
| Mortgage Research Center | C | 1,592 | 17.4% | 6.25% |
| WesBanco Bank | B | 1,475 | 16.7% | 6.01% |
| Movement Mortgage | A | 1,167 | 5.4% | 6.63% |
| Crosscountry Mortgage | B | 1,140 | 4.0% | 6.58% |
Frequently asked questions
West Virginia: 17 applications in 2025, of which 7 were originated and 3 denied.
17.7% of all applications, or 23.1% of the applications it actually decided on. The West Virginia statewide average across all lenders was 21.2%.
The median rate on loans Longbridge Financial originated in West Virginia in 2025 was 6.13%, against a statewide median of 6.62%.
About this data. Figures are Longbridge Financial's own HMDA filing for properties located in West Virginia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology