Longbridge Financial in Pennsylvania vs the state
11.8%Denial rate-6.53 pts vs state
14.4%Decision denial rate-7.77 pts vs state
61.1%Origination rate+0.13 pts vs state
6.13%Median rate-0.50 pts vs state
—Rate spread (pts)
$33kMedian applicant income
135Loans originated
26Denied
Trend in Pennsylvania
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 106 | 55 | 17.9% | 7.48% | #367 |
| 2024 | 121 | 69 | 15.7% | 7.06% | #344 |
| 2025 | 221 | 135 | 11.8% | 6.13% | #259 |
What Longbridge Financial lends in Pennsylvania
By loan purpose
By loan type
Why it denied Pennsylvania applicants
Where in Pennsylvania
Counties with the most Longbridge Financial applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Bucks County | 24 | 17 | 2 | 8.3% |
| Allegheny County | 20 | 13 | 2 | 10.0% |
| Philadelphia County | 14 | 6 | 6 | 42.9% |
| Delaware County | 13 | 12 | 0 | 0.0% |
| Montgomery County | 11 | 6 | 3 | 27.3% |
| Chester County | 10 | 8 | 0 | 0.0% |
| Berks County | 10 | 7 | 1 | 10.0% |
| Westmoreland County | 8 | 7 | 0 | 0.0% |
| Lehigh County | 8 | 4 | 1 | 12.5% |
| Lancaster County | 8 | 7 | 0 | 0.0% |
Other large lenders in Pennsylvania
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 22,411 | 18.6% | 6.75% |
| Citizens Bank | C | 18,256 | 28.1% | 7.65% |
| PNC Bank | D | 18,031 | 20.6% | 6.88% |
| United Shore Financial Services | B | 13,178 | 13.4% | 6.47% |
| Crosscountry Mortgage | B | 11,615 | 3.3% | 6.63% |
| Members 1st | B | 10,863 | 30.9% | 1.99% |
| First National Bank of Pennsylvania | B | 9,542 | 27.8% | 6.49% |
| Police & Fire | C | 8,460 | 34.6% | 6.25% |
| PENNSYLVANIA STATE EMPLOYEES Credit Union | C | 8,308 | 13.7% | 6.64% |
| Pennymac Loan Services | C | 7,900 | 12.6% | 6.50% |
Frequently asked questions
Pennsylvania: 221 applications in 2025, of which 135 were originated and 26 denied.
11.8% of all applications, or 14.4% of the applications it actually decided on. The Pennsylvania statewide average across all lenders was 18.3%.
The median rate on loans Longbridge Financial originated in Pennsylvania in 2025 was 6.13%, against a statewide median of 6.63%.
About this data. Figures are Longbridge Financial's own HMDA filing for properties located in Pennsylvania, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology