Firstrust Savings Bank in Pennsylvania vs the state
23.9%Denial rate+5.60 pts vs state
26.3%Decision denial rate+4.07 pts vs state
64.9%Origination rate+3.98 pts vs state
6.38%Median rate-0.25 pts vs state
0.04Rate spread (pts)-0.20 pts vs state
$114kMedian applicant income
628Loans originated
231Denied
Trend in Pennsylvania
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 791 | 498 | 20.9% | 6.75% | #93 |
| 2024 | 862 | 509 | 28.2% | 6.50% | #95 |
| 2025 | 967 | 628 | 23.9% | 6.38% | #91 |
What Firstrust Savings Bank lends in Pennsylvania
By loan purpose
By loan type
Why it denied Pennsylvania applicants
Where in Pennsylvania
Counties with the most Firstrust Savings Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Philadelphia County | 299 | 199 | 71 | 23.7% |
| Montgomery County | 190 | 111 | 57 | 30.0% |
| Bucks County | 171 | 111 | 37 | 21.6% |
| Lehigh County | 112 | 91 | 15 | 13.4% |
| Chester County | 66 | 38 | 13 | 19.7% |
| Delaware County | 58 | 31 | 21 | 36.2% |
| Northampton County | 27 | 23 | 4 | 14.8% |
| Berks County | 7 | 4 | 3 | 42.9% |
| Carbon County | 7 | 2 | 3 | 42.9% |
| Luzerne County | 6 | 5 | 1 | 16.7% |
Other large lenders in Pennsylvania
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 22,411 | 18.6% | 6.75% |
| Citizens Bank | C | 18,256 | 28.1% | 7.65% |
| PNC Bank | D | 18,031 | 20.6% | 6.88% |
| United Shore Financial Services | B | 13,178 | 13.4% | 6.47% |
| Crosscountry Mortgage | B | 11,615 | 3.3% | 6.63% |
| Members 1st | B | 10,863 | 30.9% | 1.99% |
| First National Bank of Pennsylvania | B | 9,542 | 27.8% | 6.49% |
| Police & Fire | C | 8,460 | 34.6% | 6.25% |
| PENNSYLVANIA STATE EMPLOYEES Credit Union | C | 8,308 | 13.7% | 6.64% |
| Pennymac Loan Services | C | 7,900 | 12.6% | 6.50% |
Frequently asked questions
Pennsylvania: 967 applications in 2025, of which 628 were originated and 231 denied.
23.9% of all applications, or 26.3% of the applications it actually decided on. The Pennsylvania statewide average across all lenders was 18.3%.
The median rate on loans Firstrust Savings Bank originated in Pennsylvania in 2025 was 6.38%, against a statewide median of 6.63%.
About this data. Figures are Firstrust Savings Bank's own HMDA filing for properties located in Pennsylvania, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology