Blackhawk Community Credit Union in Wisconsin vs the state
9.8%Denial rate-4.19 pts vs state
10.8%Decision denial rate-5.52 pts vs state
80.6%Origination rate+12.47 pts vs state
7.50%Median rate+0.88 pts vs state
0.30Rate spread (pts)+0.18 pts vs state
$88kMedian applicant income
624Loans originated
76Denied
Trend in Wisconsin
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 948 | 739 | 9.8% | 8.25% | #40 |
| 2024 | 776 | 618 | 9.7% | 8.50% | #59 |
| 2025 | 774 | 624 | 9.8% | 7.50% | #66 |
What Blackhawk Community Credit Union lends in Wisconsin
By loan purpose
By loan type
Why it denied Wisconsin applicants
Where in Wisconsin
Counties with the most Blackhawk Community Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Rock County | 532 | 452 | 40 | 7.5% |
| Walworth County | 121 | 82 | 18 | 14.9% |
| Kenosha County | 33 | 24 | 7 | 21.2% |
| Dane County | 29 | 24 | 2 | 6.9% |
| Jefferson County | 8 | 6 | 1 | 12.5% |
| Waukesha County | 7 | 6 | 1 | 14.3% |
| Green County | 5 | 3 | 2 | 40.0% |
| Milwaukee County | 4 | 3 | 0 | 0.0% |
| Racine County | 3 | 3 | 0 | 0.0% |
| Iowa County | 2 | 2 | 0 | 0.0% |
Other large lenders in Wisconsin
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Summit Credit Union | A | 15,483 | 13.8% | 6.75% |
| University of Wisconsin Credit Union | A | 11,781 | 13.8% | 6.50% |
| Landmark Credit Union | A | 9,393 | 17.7% | 6.50% |
| Rocket Mortgage | C | 7,819 | 18.0% | 6.63% |
| Associated Bank | B | 7,451 | 23.7% | 6.88% |
| BMO Bank | F | 5,202 | 25.3% | 8.23% |
| Educators Credit Union | B | 4,930 | 24.3% | 6.95% |
| U.S. Bank | D | 4,710 | 26.0% | 6.88% |
| Covantage Credit Union | B | 4,581 | 7.7% | 6.50% |
| United Shore Financial Services | B | 4,421 | 11.8% | 6.38% |
Frequently asked questions
Wisconsin: 774 applications in 2025, of which 624 were originated and 76 denied.
9.8% of all applications, or 10.8% of the applications it actually decided on. The Wisconsin statewide average across all lenders was 14.0%.
The median rate on loans Blackhawk Community Credit Union originated in Wisconsin in 2025 was 7.50%, against a statewide median of 6.63%.
About this data. Figures are Blackhawk Community Credit Union's own HMDA filing for properties located in Wisconsin, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology