ABL RPC Residential Credit Acquisition in Pennsylvania vs the state
25.6%Denial rate+7.26 pts vs state
28.5%Decision denial rate+6.25 pts vs state
51.8%Origination rate-9.14 pts vs state
7.88%Median rate+1.25 pts vs state
—Rate spread (pts)
—Median applicant income
71Loans originated
35Denied
Trend in Pennsylvania
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 106 | 68 | 13.2% | 8.56% | #368 |
| 2024 | 161 | 101 | 21.7% | 7.88% | #304 |
| 2025 | 137 | 71 | 25.6% | 7.88% | #335 |
What ABL RPC Residential Credit Acquisition lends in Pennsylvania
By loan purpose
By loan type
Why it denied Pennsylvania applicants
Where in Pennsylvania
Counties with the most ABL RPC Residential Credit Acquisition applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Philadelphia County | 69 | 32 | 16 | 23.2% |
| Luzerne County | 16 | 11 | 3 | 18.8% |
| Allegheny County | 11 | 8 | 1 | 9.1% |
| Montgomery County | 10 | 9 | 0 | 0.0% |
| Delaware County | 7 | 3 | 4 | 57.1% |
| Chester County | 6 | 2 | 3 | 50.0% |
| Bucks County | 5 | 2 | 2 | 40.0% |
| Lancaster County | 3 | 0 | 2 | 66.7% |
| Wayne County | 3 | 0 | 2 | 66.7% |
| Monroe County | 2 | 2 | 0 | 0.0% |
Other large lenders in Pennsylvania
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 22,411 | 18.6% | 6.75% |
| Citizens Bank | C | 18,256 | 28.1% | 7.65% |
| PNC Bank | D | 18,031 | 20.6% | 6.88% |
| United Shore Financial Services | B | 13,178 | 13.4% | 6.47% |
| Crosscountry Mortgage | B | 11,615 | 3.3% | 6.63% |
| Members 1st | B | 10,863 | 30.9% | 1.99% |
| First National Bank of Pennsylvania | B | 9,542 | 27.8% | 6.49% |
| Police & Fire | C | 8,460 | 34.6% | 6.25% |
| PENNSYLVANIA STATE EMPLOYEES Credit Union | C | 8,308 | 13.7% | 6.64% |
| Pennymac Loan Services | C | 7,900 | 12.6% | 6.50% |
Frequently asked questions
Pennsylvania: 137 applications in 2025, of which 71 were originated and 35 denied.
25.6% of all applications, or 28.5% of the applications it actually decided on. The Pennsylvania statewide average across all lenders was 18.3%.
The median rate on loans ABL RPC Residential Credit Acquisition originated in Pennsylvania in 2025 was 7.88%, against a statewide median of 6.63%.
About this data. Figures are ABL RPC Residential Credit Acquisition's own HMDA filing for properties located in Pennsylvania, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology