Largest lenders in Wetzel County
| # | Lender | Grade | Applications | Originated | Denial rate | Median rate |
|---|---|---|---|---|---|---|
| 1 | Bayer Heritage Credit Union | B | 94 | 71 | 16.0% | 5.88% |
| 2 | WesBanco Bank | B | 27 | 22 | 7.4% | 6.38% |
| 3 | Rocket Mortgage | C | 26 | 20 | 15.4% | 6.56% |
| 4 | Mortgage Research Center | C | 18 | 11 | 11.1% | 6.25% |
| 5 | Peoples Bank | C | 13 | 8 | 7.7% | 6.38% |
| 6 | Vanderbilt Mortgage and Finance | F | 12 | 1 | 16.7% | 8.75% |
| 7 | First Exchange Bank | F | 11 | 8 | 9.1% | — |
| 8 | Union Home Mortgage | B | 9 | 6 | 11.1% | 6.69% |
| 9 | 21st Mortgage | F | 7 | 1 | 57.1% | 11.59% |
| 10 | United Shore Financial Services | B | 7 | 3 | 28.6% | 6.50% |
| 11 | Loandepot.Com | D | 7 | 3 | 42.9% | 6.25% |
| 12 | Truist Bank | C | 6 | 1 | 16.7% | 6.49% |
| 13 | Triad Financial Services | D | 6 | 0 | 50.0% | — |
| 14 | AmeriSave Mortgage | D | 5 | 0 | 80.0% | — |
Best approval odds in Wetzel County
Lowest decision denial rate among lenders that decided at least 50 applications here in 2025.
| # | Lender | Decided | Decision denial rate |
|---|---|---|---|
| 1 | Bayer Heritage Credit Union | 86 | 17.4% |
What Wetzel County borrowers applied for
By loan purpose
By loan type
Why applications were denied
Wetzel County by year
| Year | Applications | Originated | Denial rate | Median rate | Median loan |
|---|---|---|---|---|---|
| 2023 | 227 | 139 | 18.1% | 6.50% | $85,000 |
| 2024 | 264 | 136 | 28.8% | 6.50% | $95,000 |
| 2025 | 325 | 191 | 19.7% | 6.00% | $95,000 |
Frequently asked questions
19.7% of applications in Wetzel County were denied in 2025, against 21.2% statewide in West Virginia.
Bayer Heritage Credit Union, with 94 applications in 2025 and a denial rate of 16.0%.
The median mortgage application in Wetzel County in 2025 was for $95,000; the median property value on originated loans was $165,000.